Our core mission is to help you achieve Financial Freedom. Work with me one-to-one to create your custom Financial Freedom plan.
Our programmes go a step beyond DIY courses or ebooks. Here we work with you hand in hand to achieve a specific transformation in your life.
If you’re interested Do It Yourself (DIY) where you get to only learn on your own and at your own pace (and not work with us hand in hand), head over to Courses
Having achieved Financial Freedom myself aged 34 and coached many people on the journey, I know exactly what strategies work and how to achieve them faster.
Work with me and over 3 sessions we will develop your Financial Freedom Plan, looking at:-
Aysha & Robert Powell
I booked 3 sessions of 'Financial Freedom Coaching', which has completely transformed my family's financial trajectory. I would say it has been the most positive transformative coaching experience for me yet. Each session we deep-dived into complex topics and Ken took his time to listen and provide alternative viewpoints to allow us to challenge ourselves and really think through the long-term impact of our decisions now into the future. Ken provides a huge amount of foresight, honesty in sharing his own personal journey and ample time to address key topics thoroughly. In the end, my husband ended up joining the sessions which really helped us as a couple to be able to manage our finances as a household. Having two young kids (5 and 2) and moving house we knew we had some big financial decisions to make now that could make or break us in our retirement and I am so glad that after working with Ken we have made decisions that without his help we would not have had the knowledge or mindset to do, giving us hope and a positive outlook financially with a clear plan and set of goals that will take us there. We would highly recommend investing the time and money in working with Ken, it will pay dividends in the long run.
Heather Lewin
All I can say is, “Wow!” I have just had my Power Hour with Ken and it sure was POWERFUL!Just to give you a little background, I am 62 years young and semi retired. I felt as if I had come to a ‘crossroads' in life. I had so many financial questions – i felt rather ‘bogged down’ because I did not know what to do for the best. I needed sound financial advice from someone whom I felt I could trust. I must say that finding out about the Power Hour has been a real godsend! Ken was extremely informative, friendly and thorough. Ken took his time to answer each question I had. He not only gave suggestions , he also encouraged me.I am no longer at a ‘crossroads’. I have gained clarity and I have a clear ‘roadmap’.If you are wondering whether to book a Power Hour session, please do go ahead – you will not be disappointed, you have everything to gain.I just want to say a massive “Thank you” to Ken! He is changing lives one person at a time! God bless you!
Linda Chipo
Thank you Ken for the one hour ‘Power Hour’ coaching session I now have a clear actionable plan of how to reach my goal to be financially independent . I had no idea how achievable this would be . I was filled with anxiety before the session but now a massive weight has now been lifted off me because i was given a new strategy and direction I had not even thought about . It is definitely worth the initial cost of £1000.
Ellie
I thought I would send this message following our meeting earlier to say thank you so much for your help and how invaluable it was to have the Power Hour session with you. I feel like a burden has been lifted and replaced by new but lighter and good ones! Our power hour session highlighted how I was making some of my life financial decisions based on emotions and without looking sufficiently at the practical and best financial decisions for me and my family for now and the future. At the age of 62 I now have a clear idea how to better plan my retirement to maximise my benefits so that I can enjoy the quality of life I have worked hard for. You have also given insight on how best to achieve the family goals of ensuring that our mother is comfortable and enjoys her home as she gets older whilst ensuring a legacy for our family and minimising inheritance tax liability. I now feel the future is bright. I have moved from a mindset of scarcity to one of abundance! I am truly thankful for your generosity of heart and the work you and the team at Humble Penny and the Financial Joy Academy are doing and for providing me with timely advice at a pivotal moment in my life.
Celia Otubu
Lawyer
Making the decision to book a Power Hour with Ken was of one the best financial decisions that I have made in my life. The advice he gave me was so personalised and bespoke to my circumstances, which showed how much care and effort he had put into preparing for the 1-hour session. I am now in the process of taking action on his advice – and the early results are quite incredible. Thank you, Ken.
Victoria G
I recently had a Power Hour session with Ken from the Humble Penny, and it genuinely came at a critical point in my life. I was juggling several huge, stressful decisions at once—what to do with my savings, how to optimise my pension, whether relocating made financial sense, how to approach investing and property for myself and my daughter, and even whether to relaunch my business.
All of these areas were interconnected, and the pressure of making the wrong decision was causing me a lot of stress and uncertainty. I felt stuck, and I knew my finances were losing value simply because I wasn’t acting with confidence or clarity.
Ken was able to cut through all the noise almost immediately. He listened carefully, understood the complexity of my situation, and provided a clear sense of direction that felt both grounded and achievable. His advice was sound, practical, and aligned with the values and principles I’ve come to appreciate from the Humble Penny over the years.
In just one session, he helped me see a path forward that I hadn’t been able to articulate for myself. I left feeling lighter, more focused, and far more empowered to make decisions that will shape my financial future.
I’m deeply grateful for the clarity and reassurance the Power Hour provided. If you’re facing big financial decisions and need trustworthy guidance that’s both strategic and compassionate, I highly recommend Ken and the Humble Penny team. They truly make a difference.