Create Financial Joy.

Easy-to-follow lessons for busy people. More than worth the investment. I was curious about the potential to Retire Early and what it would take to reach that goal. I was confident that FIRE SuperPower would deliver the information I would need to identify my financial goals and the steps required to achieve those goals, with the practical step-by-step guidance. Ken's down-to-earth, yet eager-to-win personality shines through his work. In addition, the FIRE SuperPower Community on Facebook provides its members with ongoing support and encouragement. My husband and I are completing the course so that we can work together to create a life we love.

I chose FIRE SuperPower because I needed a full and detailed guide on how to reach my goal of Financial Independence. I really liked the course content and didn't hesitate to go for it. The course is helping me with budgeting, tracking my net worth, investing in index funds & property etc. It has also changed my mindset. I don’t spend as much as before and now value activities that do not involve consuming. I definitely recommend this course to anyone, whether you are on the path to Financial Independence or not. This course will definitely change your mindset, help you to save more, value other things in life and achieve Financial Independence if that's what you want.

Being self employed means I need to fully understand wealth building strategies since I don’t have the safety net of an employer. I’d been looking for a financial education course for some time and was inspired by Ken’s journey to financial freedom. Success leaves clues, so it’s reassuring to be learning from someone who’s already achieved what so many of us aspire to do. The course is easy to follow and Ken’s ability to break down complex principles make it a winner! Be sure to sign up if you’re ready to master your money and have it work for you, rather than the other way round.

Genuinely the best educational material I've ever purchased. I started this year knowing I had to invest in myself. Discovering and completing this course has been priceless! It's genuinely the best educational material I've ever purchased and will definitely be recommending it to everyone I know! I'm already applying various gems to my lifestyle, whilst creating an actionable to-do list. The weeks' stages influenced the agenda of our family meetings and have really put into perspective the challenges of the journey ahead but with the confidence that we can create a system to achieve it if we work hard as a team. It's exceptionally well structured and presented. You can tell a lot of love and passion is invested in its execution. Extremely undervalued.

It has been a wonderful experience to complete the course, and without doubt one of the most logical and well explained money courses I have come across in my many years of financial knowledge and education. This course delivers absolutely everything it sets out to achieve and leaves the end viewer in a better financial and success mindset that before. Truly one of the few courses I would recommend to others - concise, accurate financial information with real-life practical strategies that ANYONE can apply today and in the future.

THP offers the most value for money, high quality free content than any brand I know. They are always ‘on-point’ with the topics discussed, and their advice sets you on the right path to solve your own problems, every time.

I took The Humble Penny’s advice to focus on my goals/studies and have now landed my first job as a Software Engineer. As my career progresses and my salary increases, I will continue applying all the knowledge I’ve learned from The Humble Penny- from Stocks and Shares ISA’s, diversifying my income and a growth/abundance mindset. Many regret not saving/investing when they were younger. The Humble Penny has taught me everything I need to take advantage of compounding so that I’m prepared for the future and won’t have such regrets.

I have never been ‘bad’ with money but I have definitely not been ‘smart’ with money. Since I started following Ken and Mary from The Humble Penny, I’ve been making better informed decisions with my money such as paying extra into my mortgage, paying off my car and starting a YouTube channel to build a side hustle. They have helped me become more financially literate. I am currently working towards increasing income and decreasing debts. Their content is always there spurring me on when I am lacking motivation and giving me the strength to continue to reach my financial goals

The Humble Penny has provided a wealth of information on how to invest my money which has helped ensure I avoided certain pitfalls and instead my money is growing. The content they put out has also helped me make better-informed decisions around property purchases and BTL as the way they explained things was very digestible in comparison to a lot of other content out there. They also educated me on companion vouchers and using my credit card to save money which was invaluable advice that has shaped my spending habits.

Ken and Mary are the best! Their YouTube channel has opened my eyes to countless business/financial opportunities and it’s been so inspiring to hear the stories of those who have made the most of them. On top of that, they have been a consistent source of quality advice from money-saving tips to mindset shifts that helped shape my attitude towards personal finance. You can’t go wrong with The Humble Penny!

I’m so glad I came across Humble Penny’s YouTube content because it has definitely put me in the right mindset when it finances and saving. Although I’m not ready to buy my first house now, their advice has been so useful in allowing me to prepare and keep me on track for when I’m eventually ready to purchase my first home. Overall, I definitely feel a lot more confident now than I did before since I’ve got clearer goals now.

Absolutely love The Humble Penny. They have helped me firstly to be my household CFO (Chief Financial Officer). As a single mum, I am more in control of my finances, not quite debt free yet but I am not far away. I understand the core principles of saving, investing and spending. Since discovering The Humble Penny I now have a new side hustle which I hope to become my full time career. They have given me tips, hacks and practical steps to move forward and create a life of my dreams for myself and my daughter. Thank you Ken and Mary.

Being a part of the Financial Joy Academy for the last two years has been an incredible journey!! My wife and I have launched and grown an online art business from £100 a month to £1,500 a month allowing us both to go self-employed and continue focusing on growing other income streams. The community Ken and Mary have grown within FJA has kept us inspired and encouraged to keep working hard. We love being in this group!!

THP has been invaluable for my wife and I. Firstly because Ken and Mary are relatable black role models we can relate to but most importantly we learned how to efficiently utilise our income and expenses through our business. Saving over 5 figures in taxes!

I will forever be grateful for being associated with The Humble Penny. After joining their academy in July 2020, I not only become privy to various ways of increasing financial independence but over time, I noticed a complete mind shift, so much so, that I decided to turn my craft hobby into a business which was something that I would never have thought to do before. I now have four streams of additional income which I have learnt through their expertise. It pays to be surround by such knowledgable and financial intelligent people.

Ken and Mary are doing an incredible job through Humble Penny, which is transforming people’s life. Ken, helped my wife and I with our initial investment journey every step of the way. He encouraged us and gave us the confidence to become investors. His exemplary knowledge in finance and guidance alleviated our fear and worry in investing. We highly recommend The Humble Penny for all those who are embarking in this journey of financial freedom. Our prayers and best wishes to The Humble Penny. Benjamin Irudayaraj & Priya Ganapathy

Your advice on investing and ETFs, helped me to open a junior stocks and shares ISA for my boys. I had no clue about how to look at stocks and shares, never mind which provider to look at. I wanted to save for my child so was already paying into a cash ISA until I heard you share about compounding interest and what you’re doing for your boys with the HL ISA. I think what’s most attractive to me about what you’ve said is how earnest and vulnerable you both are and that you offer your perspective also as people of faith. I think it’s also the pearls of wisdom you share from the to time by way of discussions about saving for retirement or your children, sending your children to private school or not and even the real-life job interviews. It’s so refreshing and I think every time I watch one of your videos I think differently about a money or life issue and discuss it with my husband. I pray God continues to take your channel, business and your family from strength to strength.

Thank you for being so enthusiastic. Doing your perfect bitesize 10 day course has been really inspiring. It has help me challenge lots of my financial assumptions and I am very much willing to use all the learned tools to achieve a worrying free financial life. We should be in a strong position in our family since both me and my husband are high earners but had a rocky start, which has been dragging for 25 years. I feel confident this is changing now. More importantly for me is that my children are able to start their independent financial lives from a much stronger position than we did and that they don’t carry the burden we’d carried so many years. I had already started to action this before coming up with your website but browsing this and doing the course has given me the push to make me feel more confident in achieving our goals." Thanks so much! 🙂

I’ve been following The Humble Penny YouTube channel for over a year. I wanted to learn about the Stock and Shares market so I can invest in my children’s future. I had no idea what a Junior ISA was, so I purchased their Super Simple Investing course which was easy to understand and follow. I now invest monthly into my children’s Junior ISAs. Also, having purchased their Budget For Life, I now enjoy budgeting! And as a result, I am more in control of my finances. There is still a lot to learn, so I have taken the risk and joined The Financial Joy Academy community!

Coming across your blog and channel caused me to dream and believe that anything is possible. I caught the bug of FIRE after watching your "How I paid my mortgage off in 7years" youtube video and I have continued to be an active follower. I am a member of Financial Joy Academy (FJA) and through engaging with FJA, the mindset shift I have witnessed in the last 2 years of my life has led me to, not only become mortgage-free but 100% debt-free. It has set me up and placed me in a position where I can begin to grow exponentially. In that time, my income increased from 4 figures to 5 figures in a month because I dared to ask for more. You have a lot of youtube videos that encouraged subscribers to do so. I have been fortunate to get a monthly bonus and I dared to change my comfortable, secure job to allow me to be more tax efficient. Thanks to you and your ever-growing team.

The Humble Penny has helped me gain financial momentum in my property development business. I have been able to interact with other people on their journey to Financial literacy and freedom. This has sharpened and encouraged me to take ownership of my financial journey. As a result, my property business has grown in leaps and bounds. I have successfully acquired investment funding from Angel Investors and kick-started my Social Media presence as PropertyWithNemi. I successfully replaced half my salary with my first property developers project and I am currently in track to replace the remaining half by this summer.

The Humble Penny has been successful at teaching me how to successfully live day-to-day, within the brackets of my income, leaving a little each month to build up my savings fund. I have leant how to manage my money by doing simple things such as doing my weekly food shop having done a list beforehand - its all about planning. Through taking part in their recent ‘Rocket Your Income Challenge’ the stand-out point for me was that: It takes intensive work to have a passive income. I love the fact that Mary and Ken are living testimonies to this fact, acknowledging that everything that has happened with humble Penny, has done so within the last 4 years. The lesson here is to work hard, achieving so much in 1, 5 or 10 years.

I have been flirting with the idea of investing for quite some time now. In truth like many others I suspect, the lockdown meant I saved money by default. The result was a lump sum that was sitting in a bang average saving account. I reached out to Ken regarding an ISA. His easy to follow video both inspired and motivated me to take the leap to start investing! In short The Humble Penny was the catalyst for my investment journey. I highly recommend anyone like me who’s considering to watch the relevant videos. They are user friendly, easy to follow and well explained.