Welcome to The Humble Penny

We became mortgage free in 7 years and achieved Financial freedom aged 34, having started from little. We want to help you to create a life Financial Joy.

Our Latest Blog Posts

10 Retirement Numbers Everyone Needs to Know

Most people spend more time planning their next holiday than planning their retirement. And that is understandable. A holiday is easy to picture, but retirement is not. Retirement is full […]

I’m 51. Is It Too Late to Have a Comfortable Retirement?

If you’re in your 50s and feeling unprepared for retirement, I want to start with this simple truth: it is not too late. It may feel late and uncomfortable or […]

Why Do You Have The Audacity To Dream Big?

“It's the audacity for me. Why do you have the audacity to think you can do it?” A friend asked me this question during a phone call to celebrate us […]

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