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Welcome to The Humble Penny

We achieved Financial independence aged 34 and we want to help you to create Financial Joy

Free 1-Year Programme: Take Control + Grow Your Money

Become 1 of 10,000 People We're Helping to Achieve Financial Independence

Earn £1,000+ Per Month In Passive Income

Learn to Invest In Only 12 Days

Create a Membership Business That Pays You Recurring Income

Visit Our Website, Read Our Blog and Learn More About Us

Our Latest Blog Posts

Why Small Changes Make You Rich

Wealth isn't built in big leaps; it is built in layers. Let’s say this upfront. Earning more money does matter, of course. More income gives you options, flexibility and leverage. […]

How to Make Work Optional in Every Decade of Your Life

Most people assume that if they work hard enough, long enough, life will eventually get easier. But for many people, the opposite happens. Work doesn’t get lighter with age. It […]

10 Hidden Games the System Uses to Keep You Poor

10 Hidden Games the System Uses to Keep You Poor Most people don't realise it, but they are playing a game they never agreed to play. They wake up and […]

Our Latest YouTube Videos

How ordinary families build extraordinary wealth through small habits. Join Ken & Mary Okoroafor, Sunday Times bestselling authors of Financial Joy, for the global launch of their new book, The Wealth Habit.
THE WEALTH HABIT LIVE: International Launch Night
Financial Independence Retire Early (FIRE) became popular over the last decade. But with high inflation, housing costs and AI disruption, is financial independence still possible in 2026? Today, I break down what’s changed and the new approach to financial freedom. Read The Wealth Habit: https://geni.us/TheWealthHabit. ✅ Read Financial Joy book : https://geni.us/financialjoy ✅ Book 121 Power Hour Coaching - https://checkout.financialjoyacademy.com/power-hour/ ✅ Join Financial Joy Academy - https://financialjoyacademy.com ✅ FREE 42-week Take Control & Grow Your Money Programme - https://thehumblepenny.com/takecontrol ✅ Visit The Humble Penny Shop - https://shop.thehumblepenny.com/collections/all ✅ Book 121 Financial Freedom Coaching - https://checkout.financialjoyacademy.com/financial-freedom ✅ Gain investing confidence in only 12 days with the 'Super Simple Investing' course - https://thehumblepenny.com/SSI ✅ Other Coaching Offerings: https://thehumblepenny.com/coaching ★★ POPULAR VIDEOS ★★ 👉🏽UK vs US Wealth By Ethnicity: The Shocking Truth - https://youtu.be/CcDFA2Q77cU?si=C2H9ZOphGwqsIQbw 👉🏽UK vs US Wealth By Age: Are You Richer Than Most People Your Age? https://youtu.be/FDJmu742CRM?si=wlPXWz3cYFtjB54W 👉🏽How to Calculate Your Net Worth (+ FREE WEALTH TRACKER) - https://youtu.be/j7ELNOobf1A?si=6ve8VR2PnQVwP_Ug 👉🏽Invest THIS In An ISA To Make £2,000 Per Month Passive Income (Tax-Free) - https://youtu.be/uiJs9ZBlQlU?si=o5M2z67llrODP0DS 👉🏽If You Have £5,000 In The Bank, Do These 5 Things - https://youtu.be/Ckdqp7WvdfY I Wish I Knew THIS About INVESTING MONEY When I Was 20 - https://youtu.be/C9c4TCAe1SE 9 BEST Passive Income Ideas for £1000 per month - https://youtu.be/qwn_Gc46ahE 5 Breakthrough Passive Income Ideas - https://youtu.be/FJUKYuo6Oyw 7 Things No One Tells You About Passive Income - https://youtu.be/6Mw0yncGj5Y How To Invest £1000 (9 Best Ways to Invest) - https://www.youtube.com/watch?v=0jRQk8Xkvxg BLOG POST: ★★ EQUIPMENT USED ★★ Canon EOS M50 Camera - https://amzn.to/2zcz1K0 Canon 5D Mark II Camera - https://amzn.to/2xRF1XD Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ Canon EF 50mm F1.4L Lens - https://amzn.to/2lF6Sr9 Manfrotto Tripod - https://amzn.to/2YC3Sto Apple iMac 2019 - https://amzn.to/2lEXNyz Rode Microphone - https://amzn.to/2lFs0O2 ★★ ABOUT US ★★ KEN: I'm married to Mary (the other half of The Humble Penny) and I'm a proud dad. Former CFO by day with over 12 years of experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University. To explore my creativity, I'm a blogger, YouTuber, speaker, etc. I create from my experiences as a family man and First Generation Immigrant. I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport. We became Financially Independent at age 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc. ★★ WANNA CONNECT? ★★ Blog - https://thehumblepenny.com Insta - https://www.instagram.com/thehumblepenny Pinterest- https://www.pinterest.co.uk/thehumblepenny Twitter - https://twitter.com/thehumblepenny Facebook - https://www.facebook.com/thehumblepenny/ ★★ BUILD WEALTH ★★ Visit our online school at Financial Joy Academy for all our wealth-building Action Plans: https://www.financialjoyacademy.com/ Massive thanks for watching and following our channel :) ♥ Best, Ken and Mary #wealth #financialfreedom #financialindependenceretireearly ★★ WHAT THIS VIDEO IS ABOUT★★ Did Financial Independence Just Get Harder?
Did Financial Independence Just Get Harder?
From struggling nurse to over £100k invested! They started small, changed their money mindset, and built a secure future. Wealth starts with habits, not just money. Their journey proves wealth-building is possible for everyone, starting with habits and a mindset shift. This is why we wrote The Wealth Habit to show you exactly how. 👉🏽Pre-order here: https://geni.us/TheWealthHabit or pre-order with the link in our About Us section 😊 👉🏽The Wealth Habit is available to buy globally and will be published on 19 March 2026 (but you can pre-order now) #WealthBuilding #FinancialFreedom #Investing #CoupleGoals #FinancialLiteracy
From £0 to £100K: Nurse's Incredible Wealth Journey! #shorts
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