Welcome to The Humble Penny

We achieved Financial independence aged 34 and we want to help you to create Financial Joy

Free 1-Year Programme: Take Control + Grow Your Money

Become 1 of 10,000 People We're Helping to Achieve Financial Independence

Earn £1,000+ Per Month In Passive Income

Learn to Invest In Only 12 Days

Create a Membership Business That Pays You Recurring Income

Visit Our Website, Read Our Blog and Learn More About Us

Our Latest Blog Posts

Adulting 101: 10 Things To Do Now About Your Money or Your Life

Adulting 101: 10 Things To Do Now About Your Money or Your Life Oftentimes in life, we just ignore certain things just because life is busy. We get caught up […]

Should I Get a Stocks and Shares ISA in 2023?

Should I Get a Stocks and Shares ISA in 2023? If you're not saving and investing at all or consistently into your Stocks and Shares ISA this post is for […]

5 Easiest Online Business Ideas To Make Extra £1,000 a Month

One of the easiest ways to make extra money in 2023 is to start an online business. However, not all online business ideas are made equally. Some are easier to […]

How I Turned My Side Hustle to Full-Time Business In 2 Years

How I Turned My Side Hustle to Full-Time Business In 2 Years – Ad | This is a paid partnership with Superscript Turning a side hustle or passion

How to Build a £100K UK Pension Pot in 5 Years

How to build a £100k UK Pension Portfolio in 5 years – Ad | This is a paid partnership with PensionBee We recently asked our communities on YouTube

How To Save Money To Become a Millionaire (8 Places Your Money NEEDS To Go)

How I Turned My Side Hustle to Full-Time Business In 2 Years – Ad | This is a paid partnership with Superscript Turning a side hustle or passion

Our Latest YouTube Videos

Work with me to actually make more money online (step-by-step): https://financialjoyacademy.com. This video explores 5 tried and tested ways to work less and make more money online or offline each month. Which idea will you try? Comment below 😀

★★ SUBSCRIBE TO OUR CHANNEL HERE ★★

https://www.youtube.com/thehumblepenny?sub_confirmation=1

★★ POPULAR VIDEOS ★★

I Wish I Knew THIS About INVESTING MONEY When I Was 20 - https://youtu.be/C9c4TCAe1SE

5 Work-From-Home SIDE HUSTLE IDEAS That Make Money £500 p/m [UK 2023 EDITION] - https://youtu.be/rTdLWdPS3LM

9 Reasons Some People ALWAYS MAKE MONEY ONLINE (and others don't) - https://youtu.be/X_FA1nU3dmM

9 BEST Passive Income Ideas for £1000 per month (In 2023) - https://youtu.be/qwn_Gc46ahE

5 Breakthrough Passive Income Ideas - https://youtu.be/FJUKYuo6Oyw

7 Things No One Tells You About Passive Income - https://youtu.be/6Mw0yncGj5Y

21 Passive Income Ideas For A Freedom Lifestyle - https://youtu.be/TIOBlUDtHsc

14 HIGH PAYING SIDE HUSTLES For 2023 To Start Today With Little Money - https://youtu.be/brAvEZCl0ys

How To Invest £1000 (9 Best Ways to Invest) - https://www.youtube.com/watch?v=0jRQk8Xkvxg

★★ EQUIPMENT USED ★★

Canon EOS M50 Camera - https://amzn.to/2zcz1K0
Canon 5D Mark II Camera - https://amzn.to/2xRF1XD
Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ
Canon EF 50mm F1.4L Lens - https://amzn.to/2lF6Sr9
Manfrotto Tripod - https://amzn.to/2YC3Sto
Apple iMac 2019 - https://amzn.to/2lEXNyz
Rode Microphone - https://amzn.to/2lFs0O2

★★ ABOUT US ★★

MARY:

I'm married to Ken and we have two boys aged 8 and 6. I'm a Londoner, born in Hackney! 🙂

Day to day, I run the operations of The Humble Penny as a creative - doing everything from marketing to video editing. I studied Multi-media design and technology at Uni.

When I'm not creating, I love vegan food, traveling, working out, and doing some outdoor fun things with my husband and kids 🙂

KEN:

I'm a husband to Mary and daddy first and foremost.

Former CFO by day with over 12 years of experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University.

To explore my creativity, I'm a blogger, YouTuber, speaker, etc. I create from my experiences as a family man and First Generation Immigrant.

I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport.

We became Financially Independent aged 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc.

★★ WANNA CONNECT? ★★

Blog - https://thehumblepenny.com
Insta - https://www.instagram.com/thehumblepenny
Pinterest- https://www.pinterest.co.uk/thehumblepenny
Twitter - https://twitter.com/thehumblepenny
Facebook - https://www.facebook.com/thehumblepenny/

★★ BUILD WEALTH ★★

Visit our online school at Financial Joy Academy for all our wealth building Action Plans:

https://www.financialjoyacademy.com/

Massive thanks for watching and following our channel 🙂 ♥

★★ TIME STAMPS ★★
0:00 - Intro
1:17 - 1. Focus on Value Instead of Time
10:22 - 2. Embrace The Creator Economy
20:03 - 3. Create Your Own Price
24:23 - 4. Focus on The 20%
28:09 - 5. Create a Value Ladder
34:14 - Conclusion

Best, Ken and Mary

#makemoneyonline #makemoney #sidehustle

★★ WHAT THIS VIDEO IS ABOUT★★

5 BEST Ways to WORK LESS and MAKE MORE Money

5 BEST Ways to WORK LESS and MAKE MORE Money

If You Have £5000 In The Bank, invest in these 5 things. Want to Take Control of Your Finances and Grow Your Money? Join our Free 1-year Weekly Email programme https://thehumblepenny.com/takecontrol

★★ SUBSCRIBE TO OUR CHANNEL HERE ★★

https://www.youtube.com/thehumblepenny?sub_confirmation=1

★★ OTHER INVESTING VIDEOS ★★

The Complete Guide To LIFE INSURANCE UK - https://youtu.be/x1wfGOm46ZI

How To Save Your First £100k - https://youtu.be/k6gBYcdip-s

Achieve 7% Average Return With These Vanguard Index Funds and ETFs - https://thehumblepenny.com/best-vanguard-funds-etfs-and-index-funds-for-financial-independence/

How To Invest During ANY RECESSION **without worry** (2023) - https://youtu.be/DJihSTlv0EY

How To Build an Investment Portfolio For Beginners (By AGE) - https://youtu.be/0aU3KHZN3n8

How To Invest £100/month - https://youtu.be/xYwGXW6c728

HOW TO INVEST £1000 - https://youtu.be/0jRQk8Xkvxg

How to INVEST IN STOCKS for DIVIDEND Passive Income - https://youtu.be/fQBcU90ZVKQ

ETFs vs INDEX FUNDS | How To Invest Money In Stocks UK - https://youtu.be/dtEPOqfIxRI

Should You PAY Off MORTGAGE Early vs INVEST? or BOTH? | UK - https://youtu.be/80b5SFnZgoM

Pension vs ISA? How To Save Money | How To Invest Money UK - https://youtu.be/BX5ZnFqW3F0

Investing For Children (Make Your Child a Millionaire) - https://youtu.be/isq_2tw6pdQ

Investing For Beginners UK (STEP-BY-STEP GUIDE) - https://youtu.be/u4n8f-YL5_I

★★ EQUIPMENT USED ★★

Canon EOS M50 Camera - https://amzn.to/2zcz1K0
Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ
Canon EF 50mm F1.4L Lens - https://amzn.to/2lF6Sr9
Manfrotto Tripod - https://amzn.to/2YC3Sto
Rode Microphone - https://amzn.to/2lFs0O2
Abeststudio Lights - https://amzn.to/35Wjj3J

★★ ABOUT US ★★

MARY:

I'm married to Ken and we have two boys aged 6 and 4. I'm a Londoner, born in Hackney! 🙂

Day to day, I run the operations of The Humble Penny as a creative - doing everything from marketing to video editing. I studied Multi-media design and technology at Uni.

KEN:

I'm a husband, dad, and a First-Generation Immigrant to the UK. I started life poor in the UK and I've spent the last 20 years on a steep journey of Personal Development.

Former CFO with over 12 years experience in the investment business. I'm also a Chartered Accountant and hold an MBA from Cambridge University.

★★ WANNA CONNECT? ★★

Email - YouTube@thehumblepenny.com
Blog - https://thehumblepenny.com
Insta - https://www.instagram.com/thehumblepenny
Pinterest- https://www.pinterest.co.uk/thehumblepenny/
Twitter - https://twitter.com/thehumblepenny
Facebook - https://www.facebook.com/thehumblepenny/

★★ OUR ONLINE SCHOOL ★★

Visit our online school at Financial Joy Academy for Video Courses:

https://www.financialjoyacademy.com/

★★ TIME STAMPS ★★
0:00 - Intro
1:07 - 1. Pay Off Expensive Debts
4:17 - 2. Rethink Your Savings
6:52 - 3. Invest Low-Risk High Return
12:21 - 4. Protect Your Assets
15:42 - 5. Beat The Fear of Failure
23:02 - Final words

★★ About this video ★★

If You Have £5000 In The Bank DO THESE 5 Things

Massive thanks for watching and following our channel 🙂 ♥

Best, Mary and Ken Okoroafor

NOTE: For FULL Transparency, some links above may be Affiliate Links. We do NOT offer Financial Advice.

#investingforbeginners #buildingwealth #howtoinvest

If You Have £5000 In The Bank DO THESE 5 Things

Escape the 9-to-5 Grind: INVEST In These 5 Assets and NEVER WORK AGAIN. This will help you achieve Financial Freedom. Get ongoing coaching to implement these 5 ideas with me here: https://financialjoyacademy.com <br /><br /><br />★★ SUBSCRIBE TO OUR CHANNEL HERE ★★ <br /><br />https://www.youtube.com/thehumblepenny?sub_confirmation=1<br /><br /><br />★★ OTHER INVESTING VIDEOS ★★ <br /><br />How To Save Your First £100k - https://youtu.be/k6gBYcdip-s<br /><br />Achieve 7% Average Return With These Vanguard Index Funds and ETFs - https://thehumblepenny.com/best-vanguard-funds-etfs-and-index-funds-for-financial-independence/<br /><br />How To Invest During ANY RECESSION **without worry** (2023) - https://youtu.be/DJihSTlv0EY<br /><br />How To Build an Investment Portfolio For Beginners (By AGE) - https://youtu.be/0aU3KHZN3n8 <br /><br />How To Invest £100/month - https://youtu.be/xYwGXW6c728<br /><br />HOW TO INVEST £1000 - https://youtu.be/0jRQk8Xkvxg<br /><br />How to INVEST IN STOCKS for DIVIDEND Passive Income - https://youtu.be/fQBcU90ZVKQ<br /><br />ETFs vs INDEX FUNDS | How To Invest Money In Stocks UK - https://youtu.be/dtEPOqfIxRI<br /><br />Should You PAY Off MORTGAGE Early vs INVEST? or BOTH? | UK - https://youtu.be/80b5SFnZgoM<br /><br />Pension vs ISA? How To Save Money | How To Invest Money UK - https://youtu.be/BX5ZnFqW3F0<br /><br />Investing For Children (Make Your Child a Millionaire) - https://youtu.be/isq_2tw6pdQ<br /><br />Investing For Beginners UK (STEP-BY-STEP GUIDE) - https://youtu.be/u4n8f-YL5_I<br /><br /><br /> <br />★★ EQUIPMENT USED ★★ <br /><br />Canon EOS M50 Camera - https://amzn.to/2zcz1K0<br />Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ<br />Canon EF 50mm F1.4L Lens - https://amzn.to/2lF6Sr9<br />Manfrotto Tripod - https://amzn.to/2YC3Sto<br />Rode Microphone - https://amzn.to/2lFs0O2<br />Abeststudio Lights - https://amzn.to/35Wjj3J<br /><br /><br />★★ ABOUT US ★★ <br /><br />MARY:<br /><br />I'm married to Ken and we have two boys aged 6 and 4. I'm a Londoner, born in Hackney! :)<br /><br />Day to day, I run the operations of The Humble Penny as a creative - doing everything from marketing to video editing. I studied Multi-media design and technology at Uni.<br /><br /><br />KEN:<br /><br />I'm a husband, dad, and a First-Generation Immigrant to the UK. I started life poor in the UK and I've spent the last 20 years on a steep journey of Personal Development.<br /><br />Former CFO with over 12 years experience in the investment business. I'm also a Chartered Accountant and hold an MBA from Cambridge University. <br /><br /><br /><br />★★ WANNA CONNECT? ★★ <br /><br />Email - YouTube@thehumblepenny.com<br />Blog - https://thehumblepenny.com <br />Insta - https://www.instagram.com/thehumblepenny<br />Pinterest- https://www.pinterest.co.uk/thehumblepenny/<br />Twitter - https://twitter.com/thehumblepenny<br />Facebook - https://www.facebook.com/thehumblepenny/ <br /><br /><br />★★ OUR ONLINE SCHOOL ★★ <br /><br />Visit our online school at Financial Joy Academy for Video Courses:<br /><br />https://www.financialjoyacademy.com/ <br /><br />★★ TIME STAMPS ★★ <br />0:00 - Intro<br />1:30 - Stock & Flow Wealth Building Method<br />4:04 - Important mindset for building wealth<br />4:50 - Asset 1 - STOCKS<br />5:38 - 1a: Index Funds and ETFs<br />6:44 - 1b: Individual Stocks<br />7:36 - 1c: Dividend Stock Investing<br />8:24 - 1d: Unquoted Companies<br />10:06 - Asset 2 - PROPERTY<br />10:20 - 2a: International Property<br />11:27 - 2b: Property Flipping<br />12:05 - 2c: Buy-To-Let<br />12:39 - 2d: HMO<br />13:06 - 2e: Recycle Your Cash<br />13:39 - 2f: Lock Away a Lump Sump<br />14:33 - 2g: Rent-To-Rent<br />15:01 - 2h - Commercial Property<br />15:44 - Asset 3 - BUSINESS<br />16:29 - 3a: Start-Ups<br />17:00 - 3b: Basic Boring Businesses<br />18:24 - 3c: Online Businesses<br />20:19 - Asset 4 - PRECIOUS METALS<br />22:06 - Asset 5: INVEST IN YOURSELF<br />23:19 - 5a: Emotional Intelligence and Communications<br />25:05 - 5b: Side Projects and Entrepreneurship<br />26:06 - How to Raise Capital to Invest<br />26:46 - 5c: Financial Literacy<br />27:27 - 5d: Building Meaningful Relationships<br />29:03 - 5e: Health and Wellness<br />29:18 - 5f: Ongoing Learning<br />29:23 - IMPORTANT CONCLUSION<br /><br /> - Final words<br /><br />★★ About this video ★★ <br /><br />Escape the 9-to-5 Grind: INVEST in These 5 Assets and NEVER WORK AGAIN<br /><br />Massive thanks for watching and following our channel :) ♥<br /> <br />Best, Mary and Ken Okoroafor<br /><br />NOTE: For FULL Transparency, some links above may be Affiliate Links. We do NOT offer Financial Advice.<br /><br />#investingforbeginners #buildingwealth #financialindependence

INVEST In These 5 Assets and NEVER WORK AGAIN!

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