Welcome to The Humble Penny
We achieved Financial independence aged 34 and we want to help you to create Financial Joy
Free 1-Year Programme: Take Control + Grow Your Money
Become 1 of 10,000 People We're Helping to Achieve Financial Independence
Earn £1,000+ Per Month In Passive Income
Learn to Invest In Only 12 Days
Create a Membership Business That Pays You Recurring Income
Visit Our Website, Read Our Blog and Learn More About Us
Our Latest Blog Posts
The Real Cost of 35-Year Mortgages
The Real Cost of 35-Year Mortgages According to the BBC, “A quarter of mortgage holders aged under 30 who started their loan early this year chose a 35-year term” In […]
7 Ways To Build Generational Wealth For The UK Black Community
This post is focused on educating Black and non-Black people about the causes of ethnicity wealth gaps and proposes solutions for the black community to build generational wealth. Please read […]
5 Signs You'll Become Wealthy 10 Years From Now
5 Signs You'll Become Wealthy 10 Years From Now Did you know that most people do not build wealth in their lifetimes not because of things they can’t control but […]
How I Turned My Side Hustle to Full-Time Business In 2 Years
How I Turned My Side Hustle to Full-Time Business In 2 Years – Ad | This is a paid partnership with Superscript Turning a side hustle or passion
How to Build a £100K UK Pension Pot in 5 Years
How to build a £100k UK Pension Portfolio in 5 years – Ad | This is a paid partnership with PensionBee We recently asked our communities on YouTube
How To Save Money To Become a Millionaire (8 Places Your Money NEEDS To Go)
How I Turned My Side Hustle to Full-Time Business In 2 Years – Ad | This is a paid partnership with Superscript Turning a side hustle or passion
![Pre-order our book: https://geni.us/financialjoy. It's my 40th birthday! Yikes!! Here is the life advice I would give to my 30-year-old self. In this video, I answer questions that you guys submitted and I hope this inspires you whether you're in your 20s, 30s, 40s or beyond. Good things await 😀
Gain investing confidence in only 12 days - https://thehumblepenny.com/SSI
Pick Our Brains With a Power Hour - https://checkout.financialjoyacademy.com/power-hour/
Want Financial Freedom Coaching? - https://checkout.financialjoyacademy.com/financial-freedom
Other ways to work with us - https://thehumblepenny.com/coaching
★★ ARTICLES I REFERENCED IN THIS VIDEO ★★
https://www.knightfrank.com/wealthreport
★★ SUBSCRIBE TO OUR CHANNEL HERE ★★
https://www.youtube.com/thehumblepenny?sub_confirmation=1
★★ POPULAR VIDEOS ★★
I Wish I Knew THIS About INVESTING MONEY When I Was 20 - https://youtu.be/C9c4TCAe1SE
5 Work-From-Home SIDE HUSTLE IDEAS That Make Money £500 p/m [UK 2023 EDITION] - https://youtu.be/rTdLWdPS3LM
9 Reasons Some People ALWAYS MAKE MONEY ONLINE (and others don't) - https://youtu.be/X_FA1nU3dmM
9 BEST Passive Income Ideas for £1000 per month (In 2023) - https://youtu.be/qwn_Gc46ahE
5 Breakthrough Passive Income Ideas - https://youtu.be/FJUKYuo6Oyw
7 Things No One Tells You About Passive Income - https://youtu.be/6Mw0yncGj5Y
21 Passive Income Ideas For A Freedom Lifestyle - https://youtu.be/TIOBlUDtHsc
14 HIGH PAYING SIDE HUSTLES For 2023 To Start Today With Little Money - https://youtu.be/brAvEZCl0ys
How To Invest £1000 (9 Best Ways to Invest) - https://www.youtube.com/watch?v=0jRQk8Xkvxg
★★ EQUIPMENT USED ★★
Canon EOS M50 Camera - https://amzn.to/2zcz1K0
Canon 5D Mark II Camera - https://amzn.to/2xRF1XD
Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ
Canon EF 50mm F1.4L Lens - https://amzn.to/2lF6Sr9
Manfrotto Tripod - https://amzn.to/2YC3Sto
Apple iMac 2019 - https://amzn.to/2lEXNyz
Rode Microphone - https://amzn.to/2lFs0O2
★★ ABOUT US ★★
MARY:
I'm married to Ken and we have two boys aged 8 and 6. I'm a Londoner, born in Hackney! 🙂
Day to day, I run the operations of The Humble Penny as a creative - doing everything from marketing to video editing. I studied Multi-media design and technology at Uni.
When I'm not creating, I love vegan food, traveling, working out, and doing some outdoor fun things with my husband and kids 🙂
KEN:
I'm a husband to Mary and daddy first and foremost.
Former CFO by day with over 12 years of experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University.
To explore my creativity, I'm a blogger, YouTuber, speaker, etc. I create from my experiences as a family man and First Generation Immigrant.
I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport.
We became Financially Independent aged 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc.
★★ WANNA CONNECT? ★★
Blog - https://thehumblepenny.com
Insta - https://www.instagram.com/thehumblepenny
Pinterest- https://www.pinterest.co.uk/thehumblepenny
Twitter - https://twitter.com/thehumblepenny
Facebook - https://www.facebook.com/thehumblepenny/
★★ BUILD WEALTH ★★
Visit our online school at Financial Joy Academy for all our wealth building Action Plans:
https://www.financialjoyacademy.com/
Massive thanks for watching and following our channel 🙂 ♥
★★ TIME STAMPS ★★
Best, Ken and Mary
#30yearsold #lifelessons #40yearsold
★★ WHAT THIS VIDEO IS ABOUT★★
Life at 40: What I Would Say To My 30-Year-Old Self](data:image/svg+xml;nitro-empty-id=MzM2OTo1Mw==-1;base64,PHN2ZyB2aWV3Qm94PSIwIDAgMTYwMCA5MDAiIHdpZHRoPSIxNjAwIiBoZWlnaHQ9IjkwMCIgeG1sbnM9Imh0dHA6Ly93d3cudzMub3JnLzIwMDAvc3ZnIj48L3N2Zz4=)
![Pre-order our book: https://geni.us/financialjoy. Learn how wealthy Ultra High Net Worth Individuals invest their money and what assets they invest in according to the global wealth report. What surprised you from this report? Tell us in the comments 😀<br /><br />Gain investing confidence in only 12 days - https://thehumblepenny.com/SSI<br /><br />Pick Our Brains With a Power Hour - https://checkout.financialjoyacademy.com/power-hour/<br /><br />Want Financial Freedom Coaching? - https://checkout.financialjoyacademy.com/financial-freedom<br /><br />Other ways to work with us - https://thehumblepenny.com/coaching<br /><br />★★ ARTICLES I REFERENCED IN THIS VIDEO ★★ <br /><br />https://www.knightfrank.com/wealthreport<br /><br /><br />★★ SUBSCRIBE TO OUR CHANNEL HERE ★★ <br /><br />https://www.youtube.com/thehumblepenny?sub_confirmation=1<br /><br /><br /><br />★★ POPULAR VIDEOS ★★ <br /><br />I Wish I Knew THIS About INVESTING MONEY When I Was 20 - https://youtu.be/C9c4TCAe1SE<br /><br />5 Work-From-Home SIDE HUSTLE IDEAS That Make Money £500 p/m [UK 2023 EDITION] - https://youtu.be/rTdLWdPS3LM<br /><br />9 Reasons Some People ALWAYS MAKE MONEY ONLINE (and others don't) - https://youtu.be/X_FA1nU3dmM<br /><br />9 BEST Passive Income Ideas for £1000 per month (In 2023) - https://youtu.be/qwn_Gc46ahE<br /><br />5 Breakthrough Passive Income Ideas - https://youtu.be/FJUKYuo6Oyw<br /><br />7 Things No One Tells You About Passive Income - https://youtu.be/6Mw0yncGj5Y<br /><br />21 Passive Income Ideas For A Freedom Lifestyle - https://youtu.be/TIOBlUDtHsc <br /><br />14 HIGH PAYING SIDE HUSTLES For 2023 To Start Today With Little Money - https://youtu.be/brAvEZCl0ys<br /><br />How To Invest £1000 (9 Best Ways to Invest) - https://www.youtube.com/watch?v=0jRQk8Xkvxg<br /><br /><br /><br />★★ EQUIPMENT USED ★★ <br /><br />Canon EOS M50 Camera - https://amzn.to/2zcz1K0<br />Canon 5D Mark II Camera - https://amzn.to/2xRF1XD<br />Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ<br />Canon EF 50mm F1.4L Lens - https://amzn.to/2lF6Sr9<br />Manfrotto Tripod - https://amzn.to/2YC3Sto<br />Apple iMac 2019 - https://amzn.to/2lEXNyz<br />Rode Microphone - https://amzn.to/2lFs0O2<br /><br /><br />★★ ABOUT US ★★ <br /><br />MARY:<br /><br />I'm married to Ken and we have two boys aged 8 and 6. I'm a Londoner, born in Hackney! :)<br /><br />Day to day, I run the operations of The Humble Penny as a creative - doing everything from marketing to video editing. I studied Multi-media design and technology at Uni.<br /><br />When I'm not creating, I love vegan food, traveling, working out, and doing some outdoor fun things with my husband and kids :)<br /><br />KEN:<br /><br />I'm a husband to Mary and daddy first and foremost.<br /><br />Former CFO by day with over 12 years of experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University. <br /><br />To explore my creativity, I'm a blogger, YouTuber, speaker, etc. I create from my experiences as a family man and First Generation Immigrant.<br /><br />I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport.<br /><br />We became Financially Independent aged 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc.<br /><br /><br />★★ WANNA CONNECT? ★★ <br /><br />Blog - https://thehumblepenny.com <br />Insta - https://www.instagram.com/thehumblepenny<br />Pinterest- https://www.pinterest.co.uk/thehumblepenny<br />Twitter - https://twitter.com/thehumblepenny<br />Facebook - https://www.facebook.com/thehumblepenny/ <br /><br /><br />★★ BUILD WEALTH ★★ <br /><br />Visit our online school at Financial Joy Academy for all our wealth building Action Plans:<br /><br />https://www.financialjoyacademy.com/ <br /><br /><br />Massive thanks for watching and following our channel :) ♥<br /><br />★★ TIME STAMPS ★★ <br /><br /><br /><br /><br />Best, Ken and Mary<br /><br />#wealthbuilding #wealthreport #financialfreedom <br /><br />★★ WHAT THIS VIDEO IS ABOUT★★ <br /><br />How The ULTRA WEALTHY Invest Their Money](data:image/svg+xml;nitro-empty-id=MzM4OTo1MDU4-1;base64,PHN2ZyB2aWV3Qm94PSIwIDAgMTYwMCA5MDAiIHdpZHRoPSIxNjAwIiBoZWlnaHQ9IjkwMCIgeG1sbnM9Imh0dHA6Ly93d3cudzMub3JnLzIwMDAvc3ZnIj48L3N2Zz4=)
![Order our book: https://geni.us/financialjoy. Economic inequality and Race and inextricably linked. This video explores why Black people struggle to build wealth in the UK and 7 solutions for how to build generational wealth. No matter your ethnicity, we hope this video is an education. Share widely with others.
NOTE: This video is focused on spotlighting a major issue and seeking solutions around it. So we'd appreciate constructive and forward-looking comments and solutions by anyone of any ethnicity.
Here is the blog post that summarises this video and the research:
https://thehumblepenny.com/build-generational-wealth-black-community-uk/
★★ HOW TO WORK WITH US ★★
Gain investing confidence in only 12 days - https://thehumblepenny.com/SSI
Pick My Brain With a Power Hour - https://checkout.financialjoyacademy.com/power-hour/
Want Financial Freedom Coaching? - https://checkout.financialjoyacademy.com/financial-freedom
Other ways to work with us - https://thehumblepenny.com/coaching
★★ ARTICLES I REFERENCED IN THIS VIDEO ★★
https://www.bbc.com/news/business-66982650
https://www.ft.com/content/263f5e71-54c1-4562-b246-e0fc024baf58
★★ SUBSCRIBE TO OUR CHANNEL HERE ★★
https://www.youtube.com/thehumblepenny?sub_confirmation=1
★★ POPULAR VIDEOS ★★
I Wish I Knew THIS About INVESTING MONEY When I Was 20 - https://youtu.be/C9c4TCAe1SE
5 Work-From-Home SIDE HUSTLE IDEAS That Make Money £500 p/m [UK 2023 EDITION] - https://youtu.be/rTdLWdPS3LM
9 Reasons Some People ALWAYS MAKE MONEY ONLINE (and others don't) - https://youtu.be/X_FA1nU3dmM
9 BEST Passive Income Ideas for £1000 per month (In 2023) - https://youtu.be/qwn_Gc46ahE
5 Breakthrough Passive Income Ideas - https://youtu.be/FJUKYuo6Oyw
7 Things No One Tells You About Passive Income - https://youtu.be/6Mw0yncGj5Y
21 Passive Income Ideas For A Freedom Lifestyle - https://youtu.be/TIOBlUDtHsc
14 HIGH PAYING SIDE HUSTLES For 2023 To Start Today With Little Money - https://youtu.be/brAvEZCl0ys
How To Invest £1000 (9 Best Ways to Invest) - https://www.youtube.com/watch?v=0jRQk8Xkvxg
★★ EQUIPMENT USED ★★
Canon EOS M50 Camera - https://amzn.to/2zcz1K0
Canon 5D Mark II Camera - https://amzn.to/2xRF1XD
Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ
Canon EF 50mm F1.4L Lens - https://amzn.to/2lF6Sr9
Manfrotto Tripod - https://amzn.to/2YC3Sto
Apple iMac 2019 - https://amzn.to/2lEXNyz
Rode Microphone - https://amzn.to/2lFs0O2
★★ ABOUT US ★★
MARY:
I'm married to Ken and we have two boys aged 8 and 6. I'm a Londoner, born in Hackney! 🙂
Day to day, I run the operations of The Humble Penny as a creative - doing everything from marketing to video editing. I studied Multi-media design and technology at Uni.
When I'm not creating, I love vegan food, traveling, working out, and doing some outdoor fun things with my husband and kids 🙂
KEN:
I'm a husband to Mary and daddy first and foremost.
Former CFO by day with over 12 years of experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University.
To explore my creativity, I'm a blogger, YouTuber, speaker, etc. I create from my experiences as a family man and First Generation Immigrant.
I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport.
We became Financially Independent aged 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc.
★★ WANNA CONNECT? ★★
Blog - https://thehumblepenny.com
Insta - https://www.instagram.com/thehumblepenny
Pinterest- https://www.pinterest.co.uk/thehumblepenny
Twitter - https://twitter.com/thehumblepenny
Facebook - https://www.facebook.com/thehumblepenny/
★★ BUILD WEALTH ★★
Visit our online school at Financial Joy Academy for all our wealth building Action Plans:
https://www.financialjoyacademy.com/
Massive thanks for watching and following our channel 🙂 ♥
★★ TIME STAMPS ★★
0:00 - Intro and Research
1:54 - 7 Barriers To Building Wealth
10:51 - 7 Solutions For Building Wealth
19:36 - Conclusion
21:06 - Order our book
Best, Ken and Mary
#generationalwealth #wealthgap #blackcommunity
★★ WHAT THIS VIDEO IS ABOUT★★
Breaking The Chains Of Wealth Inequality: Empowering Black Communities UK](data:image/svg+xml;nitro-empty-id=MzUyOTo3NQ==-1;base64,PHN2ZyB2aWV3Qm94PSIwIDAgMTYwMCA5MDAiIHdpZHRoPSIxNjAwIiBoZWlnaHQ9IjkwMCIgeG1sbnM9Imh0dHA6Ly93d3cudzMub3JnLzIwMDAvc3ZnIj48L3N2Zz4=)