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The Humble Penny

Welcome to The Humble Penny

We achieved Financial Independence aged 34 including mortgage free in 7 years. We can help you to create a life of Financial Joy.

We achieved Financial independence aged 34 and we want to help you to create Financial Joy

Order our book, 'Financial Joy'

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Our Latest Blog Posts

You've Been Trained To Be POOR! (10 Shocking Money Traps)

Most people don’t even realise it… But you’ve been trained to be poor. Since childhood, from school to society, you’ve been conditioned to follow a system that keeps you broke, […]

Being Made Redundant? Why Losing Your Job Could Be the BEST Thing That Ever Happened!

Being made redundant? Losing your job feels like the worst thing that could happen. But what if I told you—this might be the best thing that ever happened to you? 😀 […]

10 Things I QUIT to Regain My FREEDOMS

I have a theory about life, which is that most of us are born free. However, over time we gradually begin to lose that freedom driven partly by the choices […]

How I Turned My Side Hustle to Full Time Popular Posts

How I Turned My Side Hustle to Full-Time Business In 2 Years

How I Turned My Side Hustle to Full-Time Business In 2 Years – Ad | This is a paid partnership with Superscript Turning a side hustle or passion

How to Build a £100K UK Pension Pot in 5 Years Popular Posts

How to Build a £100K UK Pension Pot in 5 Years

How to build a £100k UK Pension Portfolio in 5 years – Ad | This is a paid partnership with PensionBee We recently asked our communities on YouTube

How To Save Money Popular Posts

How To Save Money To Become a Millionaire (8 Places Your Money NEEDS To Go)

How I Turned My Side Hustle to Full-Time Business In 2 Years – Ad | This is a paid partnership with Superscript Turning a side hustle or passion

Our Latest YouTube Videos

Watch This Before You Quit Your 9-5 Job For A Side Business. I Quit My 9-5 for a Side Hustle 5 Years Ago — Wish I Knew THIS First. Join Financial Joy Academy - https://FinancialJoyAcademy.com for our community of Dream Makers achieving Financial Freedom and business goals together. ✅ FREE 42-week Take Control & Grow Your Money Programme - https://thehumblepenny.com/takecontrol ✅ Visit The Humble Penny Shop - https://shop.thehumblepenny.com/collections/all ✅ Book 121 Power Hour Coaching - https://checkout.financialjoyacademy.com/power-hour/ ✅ Book 121 Financial Freedom Coaching - https://checkout.financialjoyacademy.com/financial-freedom ✅ Gain investing confidence in only 12 days with the 'Super Simple Investing' course - https://thehumblepenny.com/SSI ✅ Other Coaching Offerings: https://thehumblepenny.com/coaching ★★ RESOURCES MENTIONED ★★ 👉🏽Invest THIS In An ISA To Make £2,000 Per Month Passive Income (Tax-Free) - https://youtu.be/uiJs9ZBlQlU?si=o5M2z67llrODP0DS 👉🏽If You Have £5,000 In The Bank, Do These 5 Things - https://youtu.be/Ckdqp7WvdfY ★★ SUBSCRIBE TO OUR CHANNEL HERE ★★ https://www.youtube.com/thehumblepenny?sub_confirmation=1 ★★ POPULAR VIDEOS ★★ I Wish I Knew THIS About INVESTING MONEY When I Was 20 - https://youtu.be/C9c4TCAe1SE 9 BEST Passive Income Ideas for £1000 per month (In 2025) - https://youtu.be/qwn_Gc46ahE 5 Breakthrough Passive Income Ideas - https://youtu.be/FJUKYuo6Oyw 7 Things No One Tells You About Passive Income - https://youtu.be/6Mw0yncGj5Y How To Invest £1000 (9 Best Ways to Invest) - https://www.youtube.com/watch?v=0jRQk8Xkvxg ★★ READ THE BLOG VERSION ★★ You've Been Trained To Be Poor! (10 Shocking Money Traps) - https://thehumblepenny.com/trained-to-be-poor-money-traps/ ★★ EQUIPMENT USED ★★ Canon EOS M50 Camera - https://amzn.to/2zcz1K0 Canon 5D Mark II Camera - https://amzn.to/2xRF1XD Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ Canon EF 50mm F1.4L Lens - https://amzn.to/2lF6Sr9 Manfrotto Tripod - https://amzn.to/2YC3Sto Apple iMac 2019 - https://amzn.to/2lEXNyz Rode Microphone - https://amzn.to/2lFs0O2 ★★ ABOUT US ★★ KEN: I'm married to Mary (the other half of The Humble Penny) and I'm a proud dad. Former CFO by day with over 12 years of experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University. To explore my creativity, I'm a blogger, YouTuber, speaker, etc. I create from my experiences as a family man and First Generation Immigrant. I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport. We became Financially Independent at age 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc. ★★ WANNA CONNECT? ★★ Blog - https://thehumblepenny.com Insta - https://www.instagram.com/thehumblepenny Pinterest- https://www.pinterest.co.uk/thehumblepenny Twitter - https://twitter.com/thehumblepenny Facebook - https://www.facebook.com/thehumblepenny/ ★★ BUILD WEALTH ★★ Visit our online school at Financial Joy Academy for all our wealth building Action Plans: https://www.financialjoyacademy.com/ Massive thanks for watching and following our channel :) ♥ Best, Ken and Mary #sidehustle #business #startingbusiness ★★ WHAT THIS VIDEO IS ABOUT★★ I Quit My 9-5 for a Side Hustle 5 Years Ago — Wish I Knew THIS First This video may contain affiliate links and we may get paid a small commission if you click on a link.
I Quit My 9-5 for a Side Hustle 5 Years Ago — Wish I Knew THIS First
How Alex Serellis (22) is making it in the UK 🇬🇧 . She dropped out of uni, is a property owner and is working for a FTSE 100 company. Read our book, Financial Joy https://geni.us/financialjoy a 10-week plan to help you Banish Debt, Grow Your Money and Unlock Financial Freedom. ✅ Join Financial Joy Academy - https://FinancialJoyAcademy.com ✅ FREE 42-week Take Control & Grow Your Money Programme - https://thehumblepenny.com/takecontrol ✅ Visit The Humble Penny Shop - https://shop.thehumblepenny.com/collections/all ✅ Book 121 Power Hour Coaching - https://checkout.financialjoyacademy.com/power-hour/ ✅ Book 121 Financial Freedom Coaching - https://checkout.financialjoyacademy.com/financial-freedom ✅ Gain investing confidence in only 12 days with the 'Super Simple Investing' course - https://thehumblepenny.com/SSI ✅ Other Coaching Offerings: https://thehumblepenny.com/coaching ★★ CONNECT WITH ALEXANDRA ★★ https://www.linkedin.com/in/alexandraserellis?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app ★★ RESOURCES MENTIONED ★★ 👉🏽Invest THIS In An ISA To Make £2,000 Per Month Passive Income (Tax-Free) - https://youtu.be/uiJs9ZBlQlU?si=o5M2z67llrODP0DS 👉🏽If You Have £5,000 In The Bank, Do These 5 Things - https://youtu.be/Ckdqp7WvdfY 👉🏽How We Paid Off Our Mortgage In 7 Years - https://youtu.be/0_aWbccuZiw?si=B72jMNUDqgpX2Yjc 👉🏽How I Feel Seeing My Friends Leaving The UK - https://youtu.be/loMqFyD2XOo?si=vmEJmNS6cJxQyaUv 👉🏽You've Been Trained To Be Poor (10 Shocking Money Traps!) - https://youtu.be/0nCBHTP4IBk?si=1HkKkgMGp9Zb3uzN ★★ SUBSCRIBE TO OUR CHANNEL HERE ★★ https://www.youtube.com/thehumblepenny?sub_confirmation=1 ★★ READ THE BLOG VERSION ★★ ★★ EQUIPMENT USED ★★ Canon EOS M50 Camera - https://amzn.to/2zcz1K0 Canon 5D Mark II Camera - https://amzn.to/2xRF1XD Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ Canon EF 50mm F1.4L Lens - https://amzn.to/2lF6Sr9 Manfrotto Tripod - https://amzn.to/2YC3Sto Apple iMac 2019 - https://amzn.to/2lEXNyz Rode Microphone - https://amzn.to/2lFs0O2 ★★ ABOUT US ★★ KEN: I'm married to Mary (the other half of The Humble Penny) and I'm a proud dad. Former CFO by day with over 12 years of experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University. To explore my creativity, I'm a blogger, YouTuber, speaker, etc. I create from my experiences as a family man and First Generation Immigrant. I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport. We became Financially Independent at age 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc ★★ WANNA CONNECT? ★★ Blog - https://thehumblepenny.com Insta - https://www.instagram.com/thehumblepenny Pinterest- https://www.pinterest.co.uk/thehumblepenny Twitter - https://twitter.com/thehumblepenny Facebook - https://www.facebook.com/thehumblepenny/ ★★ BUILD WEALTH ★★ Visit our online school at Financial Joy Academy for all our wealth building Action Plans: https://www.financialjoyacademy.com/ 0:00 - Intro 0:28 - Intro to Making It In The UK mini-series 1:01 - Who are you and what do you do? 1:55 - Where did your journey begin? 4:26 - Did you think you’d end up where you are? 6:25 - What does “making it” mean to you? 7:16 - Do you feel like you’ve made it? 7:45 - Why drop out of uni? 11:34 - Why dropping out led to homeownership 12:00 - Student loan avoided 13:23 - One moment that made you think - "I'm doing this!”? 15:24 - What was your lowest point on this journey? 18:12 - Any sacrifices you made to get here? 19:58 - Ever thought about giving up? What kept you going? 21:12 - Thought process for buying a house at 22 23:31 - What mindset shift changed everything for you? 24:45 - How did you get a FTSE 100 job without a degree? 26:12 - What does your typical day look like? 27:51 - What's a habit you swear by to stay grounded? 28:37 - How has your relationship with money changed over time? 29:48 - Any money mistake you made that taught you a big lesson? 31:30 - What’s something people assume about your lifestyle that isn’t true? 32:48 - What barriers have you had to push through in the UK? 34:43 - The importance of asking 35:58 - Advice you wish someone gave you 5 or 10 years ago? 38:00 - What advice would you give someone trying to “make it” in the UK? 38:54 - If it all disappeared tomorrow, what would you do? 40:00 - Rapid Fire questions 40:28 - Conclusion 41:09 - Connect with Alex 41:57 - Be a Guest On This Mini Series Best, Ken and Mary #investing #makeit #financialfreedom ★★ ABOUT THIS VIDEO ★★ MAKING IT 🇬🇧: Dropped Out of Uni, Bought a £300k Home & Landed a FTSE 100 Job at 22! This video may contain affiliate links. We may get paid a small commission
MAKING IT 🇬🇧: Dropped Out of Uni, Bought a £300k Home & Landed a FTSE 100 Job at 22!
Just woke up to the first language translation of 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘑𝘰𝘺 coming through the post, and it looks beautiful 😍😍 Seeing this made me realise that it's so important to quietly believe in yourself and your possibilities... ... even when your day to day life might not look extraordinary. Many won't see all you're capable of. Your day-to-day routines might even blind you from seeing it clearly. But God sees it and has a plan 🙏🏾 Take those bold steps and live your one life. It's short, so why not. You just never know what incredible doors might open for you. Keep your dreams alive ✨️ 🟢 Follow  @TheHumblePenny  for more, we are International Speakers, Award Winning Financial Coaches and Sunday Times Bestsellers of Financial Joy: https://geni.us/financialjoy (LINK IN BIO) ♻️ Share this with others working on their dreams -------------------------------------------------------------- #financialjoy #financialjoybook #money #personalfinance #finances #financialwellbeing #financialwellness #financialindependence #financialfreedom #sundaytimesbestseller #Authors #authorsofig #internationalspeaker #internationauthor #authorlife #author #authorsofinstagram #debtfreecommunityuk #debtfreejourney #debtfreeliving #financialindependenceretireearly #investingforbeginners #investingtips #retirement #retirementplanning #mortgagefreedom #mortgagefreecommunity #thehumblepenny
Financial Joy Goes Global 🌎. Now in CHINESE! 🔥
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