Pause for a moment and imagine a Life of Freedom and Financial Independence.
What does that dream life look like? What are you doing with your time? How do you feel in that dream life?
Say it out loud to yourself. Yes, say it out loud that you may hear yourself call dreams into reality!
Now come back to your reality and consider what your financial life looks like today. What is your hope for the future?
Take a good look around you. Most people you see and know are probably living the usual way of life.
The Usual Way of Life
Let me guess, you have a nice-ish job that currently pays your bills and when you look out into the horizon, you see yourself working to a beautiful rhythm and retiring gracefully.
My dad retired from his job in the Summer of 2017 on a fixed date that he very much looked forward to.
He hit the much-coveted age of 65 and is now entitled to a state pension that was probably determined by someone in a room somewhere.
Ever wondered why the retirement age is 65? We get fed that number daily in the media and constantly reminded that we may stop working one day when we are tired and feeble.
That number never gets lower and now the goal post is being shifted with plans to move the retirement age in the UK to 66 by 2020, 67 by 2028 and 68 by 2037.
Who are the wizards that come up with these figures? The ones who design our futures and tell us what must happen?
Like zombies, we march on living our ordinary mediocre lives, commuting day in day out, miserable and wondering why life is so serious.
Surrounded by doom and gloom, we dream of our next holiday, with images of sandy beaches and clear waters teasing our minds and drifting ever far away.
As time passes, we get weaker and less able, with the continuous threat and whispers about robots taking our jobs in a time not too far away.
Even the usual way of living is coming under significant threat.
Feeling powerless? I bet you are. Saddled with debt? I bet you are. Feeling imprisoned? I am sure you're!
There is a way out though! Hang in there.
I love Shawshank Redemption. In fact, I have watched that beauty at least 10 times, and each time I watch it, I think of how it relates to The Usual Way of Life
Andy Dufresne played by Tim Robbins, manages to break free from what was meant to be life imprisonment. As much as breaking free was remarkable, what I found even more remarkable was that he:
- escaped using the right tool – a miniature pick axe, which he had invested in.
- quietly chipped away at the wall in his prison cell, and each day that passed, he got progressively closer to freedom.
- was very deliberate about his escape and planned meticulously.
- took risk at every turn to escape because Freedom means everything.
A New Way of Life
What if I told you there was a new way? A way that differs to the Usual Way Of Life?
And what if I told you that the dream life you want can become a reality. Your reality.
That you don't have to work (to make money) till you're 65 as the system dictates and that 35 or 45 is a possibility.
Would you believe me? or would you rather crawl back into your gloomy reality?
You see, there is an exciting and growing movement around the world where many people are saying NO to the Usual Way of Life and taking steps to design their lives for Financial Independence.
Having the option to retire whenever you choose to is a thing and multiple retirements through life is becoming the norm.
[yellowbar]Achieving Financial Independence is a Super Power. It gives you the Freedom to do whatever you want and whenever. You can pursue passion projects, travel, spend more time with your family etc. But you have to CHOOSE this outcome for it to become reality.[/yellowbar]
Given this has everything to do with your mindset, it's time to hold your false beliefs ransom and begin to plot your escape plan.
Here are a number of such false beliefs:
- Money is bad and is the root of all evil.
- Making money from one source is how it should be.
- Work to earn all your life and retire at the age of 65.
- You need money first before you can make money.
- You have to work very hard to make money.
- Financial Independence is only for the rich.
Alot of these false beliefs have been handed down or picked up through life and become so deep-rooted that they inhibit and control us.
The way of the babyboomer is a thing of the past. They have had their cake and eaten it and most are cruising into retirement way more well off than generations after them could dream of.
Should we get angry or frustrated at those that came before us? No.
For We are a FEARLESS generation!
We change the world around us. We take action and We never give up!
Let us instead channel our frustrations and ideas into more creative outlets. Let's seek out and ride our generational advantages.
Although we're more distracted than ever before, we are also living in a time of great technological advances.
The internet is opening up more doors than ever before, and it has never been cheaper or easier to start a business, create a product or even partner with influencers.
[redbar]If you're reading this in your 20's, 30's or even 40's, then you have the benefit of time on your side and should grab the opportunity of living the New Way Of Life NOW![/redbar]
How Do You Design Your Life & Plot An Escape Plan?
Well, I thought you'd never ask!
Financial Independence is as much about the journey as it is about the destination. As I promote often on this blog, you receive nothing without first giving something.
I am sure you know many people who have run marathons.
Some make it whilst some don't. And even with those that do make it, some make it alot faster than the others.
This is usually down to better training, strategy, diet etc. Basically, having the right tools for the journey.
Therefore, given the journey to Financial Independence is unique to everyone, it will serve you well to choose your path carefully.
There are broadly two ways you go about pursuing your Financial Independence.
Option 1 – Learn by yourself
With this option, you essentially invest in all kinds of books, courses, read blogs, do your own research and come up with a plan you think works for you.
This is a credible option and can also be mixed together with option 2 below.
The thing about this option though is that execution of it will require massive will power over a very long time if you don't have someone keeping you accountable.
In addition, the plan you work out for yourself could actually be the wrong one!
If you want to explore this option, there are some good resources out there including this blog. Check out some book recommendations and keep reading my blog.
However, it you want a thorough “RoadMap To Financial Independence”, then subscribe below. I am putting together a thoroughly practical course that anyone anywhere in the world can use to achieve Financial Independence:
Brilliant!! You are now subscribed to receive info on the Roadmap to Financial Independence course (very soon to go live!) Please check your email now to confirm your subscription. This last bit is very important. Cheers!
Option 2 – Learn directly from someone who has been there
If you want a short-cut in time and the opportunity to learn EXACTLY what you need to do for your unique personal circumstances, then you need to learn direct.
This option will give you all the information you will learn on the course above, but will also have the personal element which includes the opportunity to:
- ask any question you want. No matter how silly.
- build a real face to face relationship and have a point of reference.
- design a real Escape Plan and have it tested by your coach.
- learn the necessary mindset and lifestyle shifts required to drive your to Financial Independence success.
One way to do it is to approach people you know who have been there and simply ask.
Alternatively, I can offer you Private Coaching and expose you to the full extent of my knowledge and experience of specifically how you can achieve Financial Independence. So feel free to get in touch.
Now that you know about The New Way of Life, see that you do not return and aspire for The Usual Way of Life.
The decisions you make about taking the necessary steps towards achieving Financial Independence will not only be game changing for you but also for your generations to come.
You will learn and achieve what many wish they knew about decades ago, and stand to pass the knowledge onto your children and their children to come.
Financial Independence is The New Way of Life and is available to everyone! So Choose Your Destiny.
7 Non-Essentials Holding Your Future Hostage
How To Calculate and Grow Your Net Worth
What is holding you back from seeking Financial Independence? Do comment below.
Do please share this post if you found it useful, and remember, in all things be thankful and Seek Joy.
Very useful, and certainly encourages me to be focused.I must be strategic as just wishing for independence will not magic it into existence. Thanks for the post!
Hi Donna, you’re absolutely right! It can only be achieved through careful planning and life design. Often involving hard decisions. And couples must be fully bought in.
Love reading your blog etc…I only wish I was in the age group that you talk about…sadly 58 yrs old. Please keep up the good work educate the young ones.
Ken Okoroafor says
Thanks for reading and supporting the blog.
God bless you too.
All makes sense. I’m 51 and now know it’s not to late to start the type of habits you and other FI talk about. I’ve just been reinspired after reading . I’m now restarting the journey to become FI and not a slave to the state pension age.
I wanted to be a millionaire in my twenties and thirties but lost sight of the dreams or reality that it doesn’t have to be a million to become FI.
Start now where ever you are in life.
Ken Okoroafor says
That’s brilliant to read! 51 isn’t late at all. There is so much scope for still achieving the type of life you want.
A great place to start is to assume the state pension doesn’t exist. This will push you in ways you wouldn’t believe.
That’s a good mind set to have, yep I like that. I forgot to add that the book I read was The barefoot investor.