Tiktok
Work With Us
Work With Us
Menu
Order Now
The Humble Penny
Tiktok

Welcome to The Humble Penny

We became mortgage free in 7 years and achieved Financial freedom aged 34, having started from little. We want to help you to create a life Financial Joy.

Join Financial Joy Academy (FJA): our community of Dream Makers achieving Financial Freedom

Read The Wealth Habit book

Learn to Invest In Only 12 Days

Earn £1,000+ Per Month In Passive Income

Visit Our Website, Read Our Blog and Learn More About Us

Free 42-week Programme: Take Control + Grow Your Money

Our Latest Blog Posts

I’m 51. Is It Too Late to Have a Comfortable Retirement?

If you’re in your 50s and feeling unprepared for retirement, I want to start with this simple truth: it is not too late. It may feel late and uncomfortable or […]

Why Do You Have The Audacity To Dream Big?

“It's the audacity for me. Why do you have the audacity to think you can do it?” A friend asked me this question during a phone call to celebrate us […]

Financial Joy vs The Wealth Habit: Which Book Should You Read – And Do You Need Both?

Financial Joy vs The Wealth Habit Since we announced our new book, The Wealth Habit (now a Sunday Times Bestseller), the single most common question we’ve had in our DMs, our […]

Our Latest YouTube Videos

Avoid the hype. Build your investment portfolio right so you can sleep well at night. 80-90% in diversified, low-cost index funds and ETFs. 5-15% in thematic ETFs aligned with your values. Max 5% for opportunistic picks like individual stocks or buying during a crash. Protect your wealth and grow it strategically. This helps us sleep well at night. Save this and share it with others. Full video: https://youtu.be/7OLjT6N5l6w #Investing #financialfreedom #fyp #WealthBuilding #StockMarket
The 80/15/5 Effortless Investing Funnel #shorts
AI stocks are making people money. In this video, I explore the current stock market highs and question whether it's wise to invest in AI stocks now. I share which AI stocks are rising, whether we are in a stock market bubble, how to start investing in AI stocks and what I'm doing personally to reduce risk and maximise gains. Let's talk. Join our wealth-building community https://financialjoyacademy.com ★★ OUR RESOURCES ★★ ✅ Read The Wealth Habit https://geni.us/TheWealthHabit ✅ Read Financial Joy book: https://geni.us/financialjoy ✅ Book 121 Power Hour Coaching - https://checkout.financialjoyacademy.com/power-hour/ ✅ Join Financial Joy Academy - https://financialjoyacademy.com ✅ FREE 42-week Take Control & Grow Your Money Programme - https://thehumblepenny.com/takecontrol ✅ Visit The Humble Penny Shop - https://shop.thehumblepenny.com/collections/all ✅ Gain investing confidence in only 12 days with the 'Super Simple Investing' course - https://thehumblepenny.com/SSI ★★ POPULAR VIDEOS ★★ Index Funds and ETFs Explained | How to Start Investing For Beginners: https://youtu.be/mIOEMLAc-bo?si=9JIHDkKmOWkWaGqK UK vs US Wealth By Ethnicity: The Shocking Truth - https://youtu.be/CcDFA2Q77cU?si=C2H9ZOphGwqsIQbw UK vs US Wealth By Age: Are You Richer Than Most People Your Age? https://youtu.be/FDJmu742CRM?si=wlPXWz3cYFtjB54W How to Calculate Your Net Worth (+ FREE WEALTH TRACKER) - https://youtu.be/j7ELNOobf1A?si=6ve8VR2PnQVwP_Ug Invest THIS In An ISA To Make £2,000 Per Month Passive Income (Tax-Free) - https://youtu.be/uiJs9ZBlQlU?si=o5M2z67llrODP0DS If You Have £5,000 In The Bank, Do These 5 Things - https://youtu.be/Ckdqp7WvdfY ★★ EQUIPMENT USED ★★ Canon EOS M50 Camera - https://amzn.to/2zcz1K0 Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ Manfrotto Tripod - https://amzn.to/2YC3Sto Apple iMac 2019 - https://amzn.to/2lEXNyz Rode Microphone - https://amzn.to/2lFs0O2 ★★ ABOUT US ★★ Ken and Mary Okoroafor are 2 X Sunday Times bestselling authors of Financial Joy and The Wealth Habit. They are Financial and Business Coaches who founded The Humble Penny and Financial Joy Academy, with the mission to help millions create lives of Financial Joy: working towards financial freedom while also enjoying life now. They achieved Financial Freedom aged 34 (including mortgage-free in 7 years) with Ken having started his journey as a first-generation immigrant to the UK aged 14, and Mary was born to a hard-working working-class family in London. Ken and Mary are married with 2 children and love outdoor activities and travelling to explore new adventures. Ken is a Chartered Accountant (ACA, ICAEW), Non-Executive Director and holds an MBA from the Judge Business School, University of Cambridge. He had over 14 years of experience as an executive Chief Financial Officer (CFO) in the Investment Business in London and took the leap in April 2020 to begin running his own business full-time together with his wife, Mary, as business partners. Mary is an entrepreneur with 12 years of experience across media and IT, with 7 years also growing a childcare business and years of growing a successful online business. ★★ WANNA CONNECT? ★★ Blog: https://thehumblepenny.com LinkedIn: https://www.linkedin.com/in/ken-okoroafor/ LinkedIn: https://www.linkedin.com/in/mary-okoroafor/ Instagram: https://www.instagram.com/thehumblepenny/ YouTube: https://youtube.com/thehumblepenny Facebook: https://www.facebook.com/thehumblepenny/ TikTok: https://www.tiktok.com/@thehumblepenny Email: support@thehumblepenny.com ★★ BUILD WEALTH ★★ Join Financial Joy Academy to build wealth with tailored Wealth Paths, Community, Accountability and coaching from us directly: https://www.financialjoyacademy.com/ 0:00 - Should you join the AI gold rush? 3:08 - About me 4:10 - Why I'm making this video 6:56 - Which AI stocks are rising and why? 15:12 - Are we in a Stock Market bubble? 23:37 - Should you buy AI stocks right now? 25:44 - How to invest in AI stocks 29:12 - Create your investing system 32:36 - Important conclusion Best, Ken and Mary #investing #investingforbeginners #ai ★★ WHAT THIS VIDEO IS ABOUT★★ AI Stocks Are Making People Rich… Too Late to Invest? Warning: Investments can go down as well as up. This video is not financial advice or a personal recommendation to you. Please do your research always, invest according to your risk appetite and always do your research.
AI Stocks Are Making People Rich… Too Late to Invest?
What would your 75-year-old self thank you for doing today? In this video, we explore temporal discounting, money habits, health, family, and the powerful wake-up call of seeing our future selves. Because true wealth is not just about money. It is about becoming a good ancestor to your future self. Read The Wealth Habit https://geni.us/TheWealthHabit ✅ Book 121 Power Hour Coaching - https://checkout.financialjoyacademy.com/power-hour/ ✅ Read Financial Joy book: https://geni.us/financialjoy ✅ Join Financial Joy Academy - https://financialjoyacademy.com ✅ FREE 42-week Take Control & Grow Your Money Programme - https://thehumblepenny.com/takecontrol ✅ Visit The Humble Penny Shop - https://shop.thehumblepenny.com/collections/all ✅ Book 121 Financial Freedom Coaching - https://checkout.financialjoyacademy.com/financial-freedom ✅ Gain investing confidence in only 12 days with the 'Super Simple Investing' course - https://thehumblepenny.com/SSI ✅ Other Coaching Offerings: https://thehumblepenny.com/coaching ★★ PROMPT MENTIONED ★★ Age this person to 75 years old in a highly realistic and accurate way, assuming they age healthily and naturally. Preserve their identity, face shape, skin tone, bone structure, features and expression. Add believable signs of ageing such as mild wrinkles, softer skin texture, gentle volume loss, slight jawline and neck ageing, and naturally aged hair with realistic greying. Keep it photorealistic, subtle and true to the original image. Do not exaggerate ageing or make them look frail, stylised or unrecognisable. ★★ POPULAR VIDEOS ★★ Index Funds and ETFs Explained | How to Start Investing For Beginners: https://youtu.be/mIOEMLAc-bo?si=9JIHDkKmOWkWaGqK UK vs US Wealth By Ethnicity: The Shocking Truth - https://youtu.be/CcDFA2Q77cU?si=C2H9ZOphGwqsIQbw UK vs US Wealth By Age: Are You Richer Than Most People Your Age? https://youtu.be/FDJmu742CRM?si=wlPXWz3cYFtjB54W How to Calculate Your Net Worth (+ FREE WEALTH TRACKER) - https://youtu.be/j7ELNOobf1A?si=6ve8VR2PnQVwP_Ug Invest THIS In An ISA To Make £2,000 Per Month Passive Income (Tax-Free) - https://youtu.be/uiJs9ZBlQlU?si=o5M2z67llrODP0DS If You Have £5,000 In The Bank, Do These 5 Things - https://youtu.be/Ckdqp7WvdfY ★★ EQUIPMENT USED ★★ Canon EOS M50 Camera - https://amzn.to/2zcz1K0 Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ Manfrotto Tripod - https://amzn.to/2YC3Sto Apple iMac 2019 - https://amzn.to/2lEXNyz Rode Microphone - https://amzn.to/2lFs0O2 ★★ ABOUT US ★★ Ken and Mary Okoroafor are 2 X Sunday Times bestselling authors of Financial Joy and The Wealth Habit. They are Financial and Business Coaches who founded The Humble Penny and Financial Joy Academy, with the mission to help millions create lives of Financial Joy: working towards financial freedom while also enjoying life now. They achieved Financial Freedom aged 34 (including mortgage-free in 7 years) with Ken having started his journey as a first-generation immigrant to the UK aged 14, and Mary was born to a hard-working working-class family in London. Ken and Mary are married with 2 children and love outdoor activities and travelling to explore new adventures. Ken is a Chartered Accountant (ACA, ICAEW), Non-Executive Director and holds an MBA from the Judge Business School, University of Cambridge. He had over 14 years of experience as an executive Chief Financial Officer (CFO) in the Investment Business in London and took the leap in April 2020 to begin running his own business full-time together with his wife, Mary, as business partners. Mary is an entrepreneur with 12 years of experience across media and IT, with 7 years also growing a childcare business and years of growing a successful online business. ★★ WANNA CONNECT? ★★ Blog: https://thehumblepenny.com LinkedIn: https://www.linkedin.com/in/ken-okoroafor/ LinkedIn: https://www.linkedin.com/in/mary-okoroafor/ Instagram: https://www.instagram.com/thehumblepenny/ YouTube: https://youtube.com/thehumblepenny Facebook: https://www.facebook.com/thehumblepenny/ TikTok: https://www.tiktok.com/@thehumblepenny Email: support@thehumblepenny.com ★★ BUILD WEALTH ★★ Join Financial Joy Academy to build wealth with tailored Wealth Paths, Community, Accountability and coaching from us directly: https://www.financialjoyacademy.com/ 0:00 - Why I made this video 0:45 - Understand Temporal Discounting 3:13 - About us 3:36 - Financial Joy book 3:46 - The Wealth Habit book 4:20 - My question for you 4:40 - Stanford Research 6:57 - Making myself look 75 9:00 - Behaviour shift 1 - TIME LEFT 14:02 - Behaviour shift 2 - HEALTH 15:12 - Behaviour shift 3 - FINANCES 17:03 - My other important reflections Best, Ken and Mary #habits #retirementplanning #financialfreedom ★★ WHAT THIS VIDEO IS ABOUT★★ I Saw Myself at 75. It Changed How I Think About Money
I Saw Myself at 75. It Changed How I Think About Money
Load More Subscribe