Welcome to The Humble Penny

We achieved Financial independence aged 34 and we want to help you to create Financial Joy

Our Latest Blog Posts

How Much Money Do I Need To Retire Comfortably?

How Much Money Do I Need To Retire Comfortably? Have you ever wondered how much you really need for retirement? Today, I want to help you visualise exactly what that […]

How To Invest To Beat Inflation In 2023

How To Invest To Beat Inflation In 2023 Wherever you look around these days, prices are going up all around us. Whether it's the price of food, energy, child care, […]

100 Things That Made My Year 2022

Happy New year! I wish you peace, joy, good health, and financial abundance this year. Every year, I write a post on 100 things that made my year. I do […]

Our Latest YouTube Videos

Starting a Business in the UK can seem daunting. It doesn't need to be. Here are 10 Tax and Legal things to consider when starting a business. For help starting or growing your business, work with me here 👉🏽 https://financialjoyacademy.com.  


★★ LINKS MENTIONED IN THIS VIDEO ★★ 

✅ Financial Joy Academy - https://financialjoyacademy.com 

✅ Trademark Search - https://trademarks.ipo.gov.uk/ipo-tmtext?reset


★★ SUBSCRIBE TO OUR CHANNEL HERE ★★ 

https://www.youtube.com/thehumblepenny?sub_confirmation=1



★★ POPULAR VIDEOS ★★ 

I Wish I Knew THIS About INVESTING MONEY When I Was 20 - https://youtu.be/C9c4TCAe1SE

5 Work-From-Home <a href=SIDE HUSTLE IDEAS That Make Money £500 p/m [UK 2023 EDITION] - https://youtu.be/rTdLWdPS3LM 9 Reasons Some People ALWAYS MAKE MONEY ONLINE (and others don't) - https://youtu.be/X_FA1nU3dmM 9 BEST Passive Income Ideas for £1000 per month (In 2023) - https://youtu.be/qwn_Gc46ahE 5 Breakthrough Passive Income Ideas - https://youtu.be/FJUKYuo6Oyw 7 Things No One Tells You About Passive Income - https://youtu.be/6Mw0yncGj5Y 21 Passive Income Ideas For A Freedom Lifestyle - https://youtu.be/TIOBlUDtHsc 14 HIGH PAYING SIDE HUSTLES For 2023 To Start Today With Little Money - https://youtu.be/brAvEZCl0ys How To Invest £1000 (9 Best Ways to Invest) - https://www.youtube.com/watch?v=0jRQk8Xkvxg ★★ EQUIPMENT USED ★★ Canon EOS M50 Camera - https://amzn.to/2zcz1K0 Canon 5D Mark II Camera - https://amzn.to/2xRF1XD Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ Canon EF 50mm F1.4L Lens - https://amzn.to/2lF6Sr9 Manfrotto Tripod - https://amzn.to/2YC3Sto Apple iMac 2019 - https://amzn.to/2lEXNyz Rode Microphone - https://amzn.to/2lFs0O2 ★★ ABOUT US ★★ MARY: I'm married to Ken and we have two boys aged 8 and 6. I'm a Londoner, born in Hackney! 🙂 Day to day, I run the operations of The Humble Penny as a creative - doing everything from marketing to video editing. I studied Multi-media design and technology at Uni. When I'm not creating, I love vegan food, traveling, working out, and doing some outdoor fun things with my husband and kids 🙂 KEN: I'm a husband to Mary and daddy first and foremost. Former CFO by day with over 12 years of experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University. To explore my creativity, I'm a blogger, YouTuber, speaker, etc. I create from my experiences as a family man and First Generation Immigrant. I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport. We became Financially Independent aged 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc. ★★ WANNA CONNECT? ★★ Blog - https://thehumblepenny.com Insta - https://www.instagram.com/thehumblepenny Pinterest- https://www.pinterest.co.uk/thehumblepenny Twitter - https://twitter.com/thehumblepenny Facebook - https://www.facebook.com/thehumblepenny/ ★★ BUILD WEALTH ★★ Visit our online school at Financial Joy Academy for all our wealth building Action Plans: https://www.financialjoyacademy.com/ Massive thanks for watching and following our channel 🙂 ♥ ★★ TIME STAMPS ★★ 0:00 - Intro 1:10 - Step 1: Choose a Business Structure 2:56 - Step 2: Register Your Business 4:03 - Step 3 - Consider VAT Registration 5:04 - Step 4 - Employment Law 6:35 - Step 5 - Intellectual Property 8:25 - Step 6 - Business Insurance 9:44 - Step 7 - Privacy Policy 11:09 - Step 8 - Terms and Conditions 12:19 - Step 9 - Funding and Contracts 13:31 - Step 10 - Business Taxes 14:49 - Conclusions Best, Ken and Mary #startabusiness #smallbusinessowner #sidehustle ★★ WHAT THIS VIDEO IS ABOUT★★ 10 TAX and LEGAL Things To Do BEFORE Starting a Business UK 2023">
10 TAX and LEGAL Things To Do BEFORE Starting a Business UK 2023
ISA SAVING TIPS: 5 Ways to Supercharge Your ISA Savings and Reach Your Financial Goals Faster. Learn to Take Control and Grow Your Money https://thehumblepenny.com/takecontrol

★★ FURTHER LEARNING ★★
 
✅ Open a <a href=Lifetime ISA with Hargreaves Lansdown - https://thehumblepenny.com/HLLISA (affiliate link) ✅ Financial Joy Academy - https://financialjoyacademy.com ✅ The Humble Penny website/Blog - https://thehumblepenny.com ★★ SUBSCRIBE TO OUR CHANNEL HERE ★★ https://www.youtube.com/thehumblepenny?sub_confirmation=1 ★★ POPULAR VIDEOS ★★ I Wish I Knew THIS About INVESTING MONEY When I Was 20 - https://youtu.be/C9c4TCAe1SE 5 Work-From-Home SIDE HUSTLE IDEAS That Make Money £500 p/m [UK 2023 EDITION] - https://youtu.be/rTdLWdPS3LM 9 Reasons Some People ALWAYS MAKE MONEY ONLINE (and others don't) - https://youtu.be/X_FA1nU3dmM 9 BEST Passive Income Ideas for £1000 per month (In 2023) - https://youtu.be/qwn_Gc46ahE 5 Breakthrough Passive Income Ideas - https://youtu.be/FJUKYuo6Oyw 7 Things No One Tells You About Passive Income - https://youtu.be/6Mw0yncGj5Y 21 Passive Income Ideas For A Freedom Lifestyle - https://youtu.be/TIOBlUDtHsc 14 HIGH PAYING SIDE HUSTLES For 2023 To Start Today With Little Money - https://youtu.be/brAvEZCl0ys How To Invest £1000 (9 Best Ways to Invest) - https://www.youtube.com/watch?v=0jRQk8Xkvxg ★★ EQUIPMENT USED ★★ Canon EOS M50 Camera - https://amzn.to/2zcz1K0 Canon 5D Mark II Camera - https://amzn.to/2xRF1XD Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ Canon EF 50mm F1.4L Lens - https://amzn.to/2lF6Sr9 Manfrotto Tripod - https://amzn.to/2YC3Sto Apple iMac 2019 - https://amzn.to/2lEXNyz Rode Microphone - https://amzn.to/2lFs0O2 ★★ ABOUT US ★★ MARY: I'm married to Ken and we have two boys aged 8 and 6. I'm a Londoner, born in Hackney! 🙂 Day to day, I run the operations of The Humble Penny as a creative - doing everything from marketing to video editing. I studied Multi-media design and technology at Uni. When I'm not creating, I love vegan food, traveling, working out, and doing some outdoor fun things with my husband and kids 🙂 KEN: I'm a husband to Mary and daddy first and foremost. Former CFO by day with over 12 years of experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University. To explore my creativity, I'm a blogger, YouTuber, speaker, etc. I create from my experiences as a family man and First Generation Immigrant. I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport. We became Financially Independent aged 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc. ★★ WANNA CONNECT? ★★ Blog - https://thehumblepenny.com Insta - https://www.instagram.com/thehumblepenny Pinterest- https://www.pinterest.co.uk/thehumblepenny Twitter - https://twitter.com/thehumblepenny Facebook - https://www.facebook.com/thehumblepenny/ ★★ BUILD WEALTH ★★ Visit our online school at Financial Joy Academy for all our wealth building Action Plans: https://www.financialjoyacademy.com/ Massive thanks for watching and following our channel 🙂 ♥ ★★ TIME STAMPS ★★ 0:00 - Intro 0:52 - 1: Sell and Buy investments using a Bed and ISA 2:22 - 2: Consider a Lifetime ISA 3:42 - 3: Get The Best Cash ISA Rates 5:07 - 4: Transfer Old Cash ISAs Internally 5:30 - 5: Take Advantage of Cashback Offers 6:11 - Conclusion 7:05 - Bloopers 😂 Best, Ken and Mary #stocksandsharesisa #isa #savingmoney ★★ WHAT THIS VIDEO IS ABOUT★★ 5 Ways to BOOST YOUR ISA Savings and Reach Your Financial Goals Faster">
5 Ways to BOOST YOUR ISA Savings and Reach Your Financial Goals Faster