Create Financial Joy
How To Improve A Poor Credit Score To 800+ For Good When I went to biz school, I recall one of my professors always said: “Money flows from one place to another looking for where it will get looked after”. What he meant was that money moves around and tends to stay where it is… Read more
10 big lessons I learned starting my own business We are back to our series called PERSPECTIVES, with a focus on gathering real-life perspectives to help shed further realities on the subject of money. This series is aimed at offering deep insight whilst also inspiring and encouraging our readers to get better with money and… Read more
Live Richer By Creating Space For Others When are you happiest? Is it when you’re on holiday? Eating out with friends? Playing sports? Spending time with loved ones? This list will ofcourse vary for everyone, particularly for those that prioritise creating happiness in their lives. The chances are, you’re happiest when you are doing something… Read more
PERSPECTIVES: Stop Hating Your Debt and Start Building Wealth We are back to our series called PERSPECTIVES, with a focus on gathering real-life perspectives to help shed further realities on the subject of money. This series is aimed at offering deep insight whilst also inspiring and encouraging our readers to get better with money and ultimately… Read more
5 Ways To Motivate Yourself To Budget Consistently “Success is neither magical nor mysterious. Success is the natural consequence of consistently applying basic fundamentals” – E. James Rohn. Consistency is closely related to perseverance, an important quality for doing the money journey well. The above quote closely captures my exact thoughts when I think about… Read more
What Do You Have In Your Hands? Winners aren’t born. They are made every day. How did you wake up this morning? Happy? Worried? Or Indifferent? If you woke up with a major concern or negative feeling about something, how did you deal with it? There was once upon a time when I’d wake up… Read more
READER CASE STUDIES: What Should I Do With My Savings? Welcome to the 3rd Reader Case Studies on The Humble Penny. The goal of these case studies is to solve real problems. If you’re new this, the case studies are a way for me to better interact with the subscribers of this blog. I refer… Read more
6 Ways To Start Attracting More Money To Yourself Did you start this year with an income goal? One of the best things I have learned over the years is to kick off the year with a number in mind. Most understand that they need to budget how their income is spent. However, not everyone… Read more
How To Get Your Partner On Board For Financial Independence Money can make or break relationships. Whether you are still dating or in a long-term relationship or marriage, money has significant influence. In fact, you only need to ask one or two people you know, and they’ll point to a broken relationship with roots tied… Read more
Why Saving Money Should Be Prioritised Over Investing Think of saving money as the fight that you must win. Like going to battle and fighting at the front lines. One of my favourite films of all time is Gladiator (with Russell Crowe aka Maximus). Not only is it beautifully made, but it is also hugely… Read more
