Create Financial Joy
How We Live Well On A £50 A Week Food Budget (Family of 4) The food budget is one area that most people find difficult to challenge for savings. Whilst chatting with a friend, she mentioned to me that her food budget is £200/week. I nearly fell off my seat because we live on a… Read more
How To Pay Off Your Mortgage Early and Why If you have decided to pay off your mortgage earlier, congratulations! There will always be an ongoing debate about whether it makes sense to pay it off earlier or invest your money instead. The majority of personal finance bloggers will tell you that investing your money… Read more
How Much Money You Should Have Saved by Age Ever considered how much you should have saved by age? I recently gathered thoughts from friends in The Humble Penny community and asked what advice they would give their 20-year-old self. The one overwhelming piece of advice was that people would have saved more money earlier! A… Read more
5 Investing Rules You Should Consider Breaking Rules are there to be broken, surely right? What I am referring to here is the need to go against conventional norms now and again. There are certain investing “rules” that have been passed down over time, some of which I definitely break from time to time. In… Read more
The Hidden Upsides To Having A Job Is your job something you loathe or celebrate? If you’re in the latter camp, there is no doubt that you’ve found something that most of us desire. Financial independence (FI) and Retire Early (RE) movements offer alternatives to the need to work for money or to work at… Read more
To Break Free, You Must First Fight Resistance Ever wondered why time only ever moves in one direction? And wondered how it could be reversed? Life is filled with a multitude of countdown events. Whether you are running to catch a train or working the 9 to 5, the inevitable countdown ticks away. The question… Read more
How To Get Your Kids Interested In Money Management Children? Interested in money? Yep, it doesn’t sound very easy – and yet it is so important. The earlier they understand money the more they’ll be in control in the future. Our education is missing a big chunk of financial education, so now it’s our… Read more
How To Achieve Big Goals With Your Partner What does it take to achieve big goals with your partner? I ask this question having crossed the great milestone of 7 years in marriage. It has been a happy and challenging time altogether. What’s clear to me is that this period has also been my greatest… Read more
8 Proven Online Business Models To Explore For Your Side Hustle. You’ve decided to start a business or side hustle and you have an idea to explore. Or you might be exploring types of small businesses to start or legitimate work from home businesses. How do you ensure your business idea is a viable one?… Read more
Guys, We’ve been doing some shopping and buying school-related items with a unique gift store in London called Rex London. Having really enjoyed their products, I reached out to them to offer something free to The Humble Penny Subscribers. Want a FREE picnic bundle including a bento box, lunch bag, and flask? RRP £30. Simply… Read more
Reader Case Studies – Is Life Insurance Worth Paying For Decades? Welcome to the second Reader Case Study on The Humble Penny. The goal of these case studies is to solve real problems. If you’re new this, the case studies are a way for me to better interact with the subscribers of this blog. I… Read more
What is a blog or business niche? Why do you need one? How can you thrive in one? I’ve been blogging now for some time and I’ve come some way on this journey of blogging. Once in a while, I write such posts as this one to share my learnings so far. I also write… Read more
9 Tips For Living A Simpler And More Fulfilling Life There is a time for everything under the Sun. The years you’ve spent finding your way through life were necessary to get to where you’re now. It’s interesting that time is our greatest asset and the passage of time gives us the opportunity to grow…. Read more
