The Humble Penny

Create Financial Joy

Growth Mindset: How to Start Your Day With Purpose

By Ken Okoroafor Leave a Comment

To help thehumblepenny stay free to use, this post may contain affiliate links. See our disclosure. For our Video Courses, see Financial Joy Academy.

Growth Mindset: How to Start The Day With Purpose What is usually the first thing you do when you wake up in the morning? Although the way we all start the day is somewhat different, our activities are similar depending on the mindset we wake up with. Some crave the dopamine hit that comes with… Read more

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7 Best Income Generating Assets for Passive Income

By Ken Okoroafor Leave a Comment

To help thehumblepenny stay free to use, this post may contain affiliate links. See our disclosure. For our Video Courses, see Financial Joy Academy.

7 best income generating assets for passive income  In times past, we talked about 21 passive income ideas for a freedom lifestyle. I introduced you to a variety of passive income ideas and we explored them by qualities such as risk, return, effort, money, and liquidity. This helped to paint a picture of what these… Read more

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Why Setting Goals Increases Your Bank Balance

By Ken Okoroafor Leave a Comment

To help thehumblepenny stay free to use, this post may contain affiliate links. See our disclosure. For our Video Courses, see Financial Joy Academy.

Why Setting Goals Increases Your Bank Balance. Did you start this year with clear goals written in your notepad? And have you seen a change in your life? Or even an increase in your bank balance? There is a link between the goals you set and the chances of you achieving them. Those chances are… Read more

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How to Reduce Stress and Anxiety Tied to Money

By Ken Okoroafor 2 Comments

To help thehumblepenny stay free to use, this post may contain affiliate links. See our disclosure. For our Video Courses, see Financial Joy Academy.

How to Reduce Stress and Anxiety Tied to Money It’s human nature to experience stress as it’s the body’s reaction to a challenge. But how we perceive or react to a challenge is what determines how stress will affect us. Generally speaking, stress can be categorised as good or bad. Good stress, like a home… Read more

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READER CASE STUDIES: Six Figures & Struggling to Save Money

By Ken Okoroafor 6 Comments

To help thehumblepenny stay free to use, this post may contain affiliate links. See our disclosure. For our Video Courses, see Financial Joy Academy.

READER CASE STUDIES: We Make Six Figures & Struggle to Save Money. Help! Welcome to the 7th Reader Case Studies on The Humble Penny. The goal of these case studies is to solve real problems. If you’re new to this, the case studies are a way for me to better interact with the subscribers of this blog. I… Read more

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9 Qualities You Need To Reach Financial Independence

By Ken Okoroafor 6 Comments

To help thehumblepenny stay free to use, this post may contain affiliate links. See our disclosure. For our Video Courses, see Financial Joy Academy.

9 Qualities You Need To Reach Financial Independence  Winners win! Chances are, you’ve heard this saying before. When I first heard it, I thought it was a bit arrogant. Truth be told, it is the reality of life and has a lot to do with where you think you’re positioned. It’s a mindset thing and… Read more

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15 Creative Ways To Make Money On The Side

By Ken Okoroafor Leave a Comment

To help thehumblepenny stay free to use, this post may contain affiliate links. See our disclosure. For our Video Courses, see Financial Joy Academy.

15 Creative Ways To Make Money On The Side   How did you come by the money that you have in your wallet right now? Chances are, you did not find it walking through the park nor did you rob anyone to get it. The same applies to the amounts that you have in your… Read more

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Pension Calculator: How Much Money Do You Need To Retire?

By Ken Okoroafor 2 Comments

To help thehumblepenny stay free to use, this post may contain affiliate links. See our disclosure. For our Video Courses, see Financial Joy Academy.

Pension Calculator: how much money do you need to retire? – Ad | This is a paid partnership with PensionBee How much money do you need to retire? And how much should you be saving today? These are some of the most asked questions as we consider what our future lives hold financially. To some, this is… Read more

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How To Improve Your Credit Score Using Experian

By Ken Okoroafor Leave a Comment

To help thehumblepenny stay free to use, this post may contain affiliate links. See our disclosure. For our Video Courses, see Financial Joy Academy.

How to improve your credit score using Experian – Ad | This is a paid partnership with Experian. Is your credit report something you pay attention to? I must admit, at one point in time, it wasn’t at all for me. It existed but there were far more important and urgent things to focus on. Or… Read more

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The Real Joy of Raising a Child

By Ken Okoroafor Leave a Comment

To help thehumblepenny stay free to use, this post may contain affiliate links. See our disclosure. For our Video Courses, see Financial Joy Academy.

The Real Joy of Raising a Child In The Real Cost of Raising a Child, I did my best to tell you that parenting is no walk in the park. It’s darn hard work! Do not be fooled by anyone who appears to coast through it. The decision to go down this path is costly… Read more

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The Humble Penny® does not offer financial advice and is intended for educational and reference purposes only. Use of this site is entirely at your own risk. You should always carry out your own research and take specific professional advice.

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The Humble Penny® does not offer financial advice and is intended for educational and reference purposes only. Use of this site is entirely at your own risk. You should always carry out your own research and take specific professional advice. 

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