Create Financial Joy
6 Keys To A Good Relationship “To know when to go away and when to come closer is the key to any lasting relationship.” – Domenico Cieri Estrada Like the seasons, our relationships evolve through good times and bad. In some cases, this is down to forces outside of our control, whilst in other cases,… Read more
15 Top Tips To Master Your Money In 2019 – Ad As the New year kicks off, many will have money resolutions. “Save more money”, “Stop borrowing”, “Get out of debt” etc. These tend to disappear after a few days and weeks as resolutions aren’t enough to encourage change. Change usually requires goals backed with… Read more
100 Things That Made My Year (2018) I started this new year unexpectedly in hospital. Whilst everyone celebrated and sent out last minute text messages, I sat on a chair by my mum in a hospital ward in a remote part of West Africa. There was no way I could have predicted this scenario. Life… Read more
READER CASE STUDIES: How Can I Get My Wife Onboard For Financial Independence? Welcome to the 6th Reader Case Studies on The Humble Penny. The goal of these case studies is to solve real problems. If you’re new this, the case studies are a way for me to better interact with the subscribers of this… Read more
How To Start Building Passive Income For Financial Independence If you hear the words “passive income” and think that it sounds like a dreamland far far away, then this post is just for you. Passive income is very attractive but yet very elusive too. I know that we all get very busy and have things… Read more
How To Set Goals For Your Best Year Ever What separates those who set goals and achieve them, and those who don’t bother with goals? At every moment, those who get goal setting right are always on a continuum of achieving and setting goals. I remember in 2011 when we got married, we lived in… Read more
21 Passive Income Ideas For A Freedom Lifestyle Passive income ideas play an important role in life design. If you’ve read Rich Dad Poor Dad, you’ll no doubt have come across the idea that your passive income should cover your expenses. In fact, this is one legitimate way of achieving Financial Independence. You’ll also no… Read more
How To Create A Christmas Budget And Avoid Being Broke In January – Ad The Christmas holiday is a great time to relax, enjoy and catch-up with friends and family. It is also a time when the culture of today dictates that people spend money and lots of it! One thing that doesn’t help with… Read more
How To Make An Extra £1,000 A Month As An Online Tutor A few weeks ago, we started exploring each of the 85+ ways to make extra money. We explored #30 on the list and identified that there are 2 broad ways of making money tutoring. You can either start a tutoring business. Or you… Read more
One Year Blog Anniversary: Highs, Lows and Surprises It’s has been one year since we launched this blog! Wow! And what a year it has been. When we set off, we had absolutely no idea what we were doing. We knew why we did it but as I’ve said a few times before, this website… Read more
