Manage Debt

Does Making Money Less Real Change Your Behaviour?

Does Making Money Less Real Change Your Behaviour? How real is money in your world today? As a dad with young children, I am finding my children’s interaction with money […]

Stop Hating Your Debt And Start Building Wealth

PERSPECTIVES: Stop Hating Your Debt and Start Building Wealth We are back to our series called PERSPECTIVES, with a focus on gathering real-life perspectives to help shed further realities on the […]

How To Pay Off Your Mortgage Early And Why You Should

How To Pay Off Mortgage Early UK and Why You Should – Updated May 2025 If you have decided to pay off your mortgage early, congratulations! It took us 7 […]

Why Not Having Enough Can Be Costly

PERSPECTIVES: Do You Need More Mental Bandwidth? We are continuing the series called PERSPECTIVES with a focus is on gathering real-life thoughts on the realities of money. This series is aimed […]

Reader Case Studies – Pay Off Debts Fast Or Invest?

Reader Case Study – Pay Off Large Debts or Invest? Welcome to the first ever Reader Case Study on The Humble Penny. I am super excited about this because the […]

7 Essential Habits For A Successful Debt Free Journey

7 Essential Habits For A Successful Debt Free Journey What does it take to become debt free? If you’ve been following this blog, you’ll know that I have a deep […]