The Humble Penny

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Investment Asset Classes: Pros and Cons

By Ken Okoroafor 2 Comments

To help thehumblepenny stay free to use, this post may contain affiliate links. See our disclosure. For our Video Courses, see Financial Joy Academy.

Investment Asset Classes: Pros and Cons How do you decide what to invest in? For a surprisingly large number of people, there isn’t really a process. Most don’t invest at all for lack of knowledge or confidence. Some invest with a huge bias for particular assets without much consideration of overexposure. Property investing is a… Read more

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Best Paying Jobs For Over 6 Figures A Year

By Ken Okoroafor 2 Comments

To help thehumblepenny stay free to use, this post may contain affiliate links. See our disclosure. For our Video Courses, see Financial Joy Academy.

Best Paying Jobs For Over 6 Figures A Year “It’s not about how much money you make but how much of it you can keep”. This is much easier said than done as we saw in our Reader Case Study where John made £10k net per month but barely saved £1k a month. How much… Read more

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How To Stop Living A Financially Ordinary Life

By Ken Okoroafor Leave a Comment

To help thehumblepenny stay free to use, this post may contain affiliate links. See our disclosure. For our Video Courses, see Financial Joy Academy.

How To Stop Living A Financially Ordinary Life At every moment in life, we are each on a financial journey. In the beginning, life was good. We were born and we enjoyed the dependence on our parents or guardians. We never really had to worry too about a thing. I see this in the life… Read more

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Should You Be Blogging for Money or for Craft?

By Ken Okoroafor 12 Comments

To help thehumblepenny stay free to use, this post may contain affiliate links. See our disclosure. For our Video Courses, see Financial Joy Academy.

Should you be blogging for money or for craft? I stumbled across blogging and never in my wildest dreams thought I’d be doing what I do today. Lately, I’ve been thinking a great deal about what has been my motivation on the journey. The question of why people start a blog is an interesting one… Read more

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How To Become Financially Independent In Your 30s

By Ken Okoroafor 6 Comments

To help thehumblepenny stay free to use, this post may contain affiliate links. See our disclosure. For our Video Courses, see Financial Joy Academy.

How To Become Financially Independent In Your 30s – Ad | This is a paid partnership with Experian What is your North Star goal? You know, that one immovable goal that often seems so far away and near impossible to achieve. For an increasing number of people, one of such goals is to how to become… Read more

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PensionBee Review: Could Pension Savings Be Simpler?

By Ken Okoroafor 2 Comments

To help thehumblepenny stay free to use, this post may contain affiliate links. See our disclosure. For our Video Courses, see Financial Joy Academy.

PensionBee Review: Could Pension Savings Be Simpler? Ad | This is a paid partnership with PensionBee If you’re like me, you’ve been on a career journey and had the priviledge of employer pensions. You’ve been saving into your pensions for years and moved from one job to another over time. As time passes, you end up… Read more

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The Real Cost Of Raising A Child

By Ken Okoroafor 23 Comments

To help thehumblepenny stay free to use, this post may contain affiliate links. See our disclosure. For our Video Courses, see Financial Joy Academy.

The Real Cost Of Raising A Child Choosing to have kids or not is a pretty big topic for millennials right now. When we considered starting a family, we ofcourse thought about the costs but decided to go ahead anyway. I have friends who have chosen not to go down this path at all, and… Read more

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6 Keys To A Good Relationship

By Ken Okoroafor Leave a Comment

To help thehumblepenny stay free to use, this post may contain affiliate links. See our disclosure. For our Video Courses, see Financial Joy Academy.

6 Keys To A Good Relationship “To know when to go away and when to come closer is the key to any lasting relationship.” – Domenico Cieri Estrada Like the seasons, our relationships evolve through good times and bad. In some cases, this is down to forces outside of our control, whilst in other cases,… Read more

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15 Top Tips To Master Your Money In 2019

By Ken Okoroafor 2 Comments

To help thehumblepenny stay free to use, this post may contain affiliate links. See our disclosure. For our Video Courses, see Financial Joy Academy.

15 Top Tips To Master Your Money In 2019 – Ad As the New year kicks off, many will have money resolutions. “Save more money”, “Stop borrowing”, “Get out of debt” etc. These tend to disappear after a few days and weeks as resolutions aren’t enough to encourage change. Change usually requires goals backed with… Read more

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100 Things That Made My Year (2018)

By Ken Okoroafor 8 Comments

To help thehumblepenny stay free to use, this post may contain affiliate links. See our disclosure. For our Video Courses, see Financial Joy Academy.

100 Things That Made My Year (2018) I started this new year unexpectedly in hospital. Whilst everyone celebrated and sent out last minute text messages, I sat on a chair by my mum in a hospital ward in a remote part of West Africa. There was no way I could have predicted this scenario. Life… Read more

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The Humble Penny® does not offer financial advice and is intended for educational and reference purposes only. Use of this site is entirely at your own risk. You should always carry out your own research and take specific professional advice.

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The Humble Penny® does not offer financial advice and is intended for educational and reference purposes only. Use of this site is entirely at your own risk. You should always carry out your own research and take specific professional advice. 

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