Create Financial Joy
The Real Joy of Raising a Child In The Real Cost of Raising a Child, I did my best to tell you that parenting is no walk in the park. It’s darn hard work! Do not be fooled by anyone who appears to coast through it. The decision to go down this path is costly… Read more
The Real Cost Of Raising A Child Choosing to have kids or not is a pretty big topic for millennials right now. When we considered starting a family, we ofcourse thought about the costs but decided to go ahead anyway. I have friends who have chosen not to go down this path at all, and… Read more
6 Keys To A Good Relationship “To know when to go away and when to come closer is the key to any lasting relationship.” – Domenico Cieri Estrada Like the seasons, our relationships evolve through good times and bad. In some cases, this is down to forces outside of our control, whilst in other cases,… Read more
100 Things That Made My Year (2018) I started this new year unexpectedly in hospital. Whilst everyone celebrated and sent out last minute text messages, I sat on a chair by my mum in a hospital ward in a remote part of West Africa. There was no way I could have predicted this scenario. Life… Read more
READER CASE STUDIES: How Can I Get My Wife Onboard For Financial Independence? Welcome to the 6th Reader Case Studies on The Humble Penny. The goal of these case studies is to solve real problems. If you’re new this, the case studies are a way for me to better interact with the subscribers of this… Read more
Meaningful Gift Ideas For Friends And Family 2018 This time of year presents an opportunity for us to consider friends and family, and give gifts that are meaningful. Gifts should be a personal thing, and some thought applied makes it more special. There is nothing worse than giving gifts just for the sake of it…. Read more
Live Richer By Creating Space For Others When are you happiest? Is it when you’re on holiday? Eating out with friends? Playing sports? Spending time with loved ones? This list will ofcourse vary for everyone, particularly for those that prioritise creating happiness in their lives. The chances are, you’re happiest when you are doing something… Read more
How To Get Your Partner On Board For Financial Independence Money can make or break relationships. Whether you are still dating or in a long-term relationship or marriage, money has significant influence. In fact, you only need to ask one or two people you know, and they’ll point to a broken relationship with roots tied… Read more
How To Achieve Big Goals With Your Partner What does it take to achieve big goals with your partner? I ask this question having crossed the great milestone of 7 years in marriage. It has been a happy and challenging time altogether. What’s clear to me is that this period has also been my greatest… Read more
Why We All Need To Be More Forgiving There are moments in life when all material things cease to matter. Your net worth, home, car, holiday, business etc. Such things become second rate and stop being top priority, even for a moment. I’ve found that these moments arise when human relationships breakdown or get fractured…. Read more
