Financial Independence

Pension vs ISA: Which Will Make You Wealthier?

Someone left a comment on our YouTube channel asking a really important question: “Is it better to put your money into a pension or an ISA?” This is one of […]

10 Retirement Numbers Everyone Needs to Know

Most people spend more time planning their next holiday than planning their retirement. And that is understandable. A holiday is easy to picture, but retirement is not. Retirement is full […]

I’m 51. Is It Too Late to Have a Comfortable Retirement?

If you’re in your 50s and feeling unprepared for retirement, I want to start with this simple truth: it is not too late. It may feel late and uncomfortable or […]

Why Do You Have The Audacity To Dream Big?

“It’s the audacity for me. Why do you have the audacity to think you can do it?” A friend asked me this question during a phone call to celebrate us […]

Financial Joy vs The Wealth Habit: Which Book Should You Read – And Do You Need Both?

Financial Joy vs The Wealth Habit Since we announced our new book, The Wealth Habit (now a Sunday Times Bestseller), the single most common question we’ve had in our DMs, our […]

Why Small Changes Make You Rich

Wealth isn’t built in big leaps; it is built in layers. Let’s say this upfront. Earning more money does matter, of course. More income gives you options, flexibility and leverage. […]