Create Financial Joy
8 Ways To Free Up Cash To Start Investing The number one reason why most people don’t invest is that they do not have enough money to invest. Six figures or not, the same problem persists. This is usually because some people are subscribed to a consumption lifestyle that isn’t making a provision for tomorrow…. Read more
Budgeting Tips For People With Irregular Incomes If you tend to spend more than you earn, you’re certainly not alone. Research shows that people who do so are more likely to dip into their savings or rely on credit cards monthly. This problem is compounded if you make an irregular income monthly due to the… Read more
7 Essential Habits For A Successful Debt Free Journey What does it take to become debt free? If you’ve been following this blog, you’ll know that I have a deep hate dislike for personal debt. I have seen happy homes torn apart by personal debt and even more, people become deeply unhappy and trapped by… Read more
Are You Stopping Yourself From Saving Money? Here is a radical idea – Money made should not equal money spent. It is possible to actually make money without spending any of it at all. Somewhere between this extreme and where you’re now is where you need to be. However, what’s stopping this from happening? The… Read more
The Humble Guide To Passive Investing – Episode 1 – Passive Investing And Why You Should Care Welcome to a new idea that I am calling The Humble Guide on this site. These guides assume you’re on a money and life journey and exist to help you have a smooth and fun ride. This… Read more
The A to Z of Money – Practical definitions In Simple Terms Can learning about and managing money seem complicated at times? As a dad of two boys under 5, I am very much at that stage of life where the focus is firmly on teaching our sons how to read. This has meant really… Read more
How To Eliminate Expenses Through Side Hustle Income The side hustle is very dear to my heart. For as long as I can remember, we have always hustled and had many things going on. It’s a family tradition to either own a business or have a side hustle. In fact, the side hustle/business is the… Read more
Why setting goals is important for debt freedom Should being in debt become a part of living life as standard? One of the benefits of being born in another country that hasn’t been propped up by debt is that debt-living isn’t a part of the culture there. However, living in the UK (or US, Canada… Read more
Do you live in broke land nearly every month? Being broke is a terrible thing. A really bad place to be. It’s like you’re in a valley but can never seem to come out of it. Here’s a quote I heard once that I think will help: Valleys Mature Us whilst Mountains Inspire Us. Whilst… Read more
Debt is one of those things that literally affects everyone. And I mean everyone because your debt choices will also affect your children. The thing to note though is that it affects everyone in different ways and is used by different people in different ways. Some use debt to survive, whilst some use it to… Read more
